15 Crest Rd, Emerson, NJ 07630 Property Records

Bergen County and Emerson Borough property record for 15 Crest Rd, Emerson, NJ 07630

Property Summary

Property Type	Single Family Home
Details	1,488 sqft · built 1956
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Dec 2025)
Tax Bill	$12,883 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00130-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`14-00130-0000-00002`
Alternative APNs	`140013000002` `004559`

Interior

Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	004559
Street Address	15 CREST RD
City	EMERSON
State	NJ
Zip	07630-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	75X100 3LT
Legal Block	130
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EMERSON
Census Block Group	4
Census Block	4018
Census Tract	14000

Owner

15 Crest Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Bergen County and Emerson Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 CREST RD, EMERSON, NJ 07630-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2025 · Amount on File
Deed Sale	Dec 13, 2025 · Amount on File
Deed Document Number	202586683
Deed Book / Page	5676 / 291
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 13, 2025
Property Address	15 CREST RD, EMERSON, NJ 07630-1003
Document Number	0056760291
Book / Page	5676 / 291
Instrument Date	Nov 21, 2025
Instrument	2025086683
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 BRITTANY DR, WAYNE, NJ 07470-3293

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 CREST RD, EMERSON, NJ 07630-1003

Mortgage

Document Number	2025086684
Date	Dec 13, 2025
Instrument	2025086684

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 15 Crest Rd was $12,883, up 3.5% from the year before.

Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Emerson Borough
Unified School District	Emerson Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,700 (-) Land $215,000 Building $161,700	$376,700 (-) Land $215,000 Building $161,700
2025	$12,883.00 (+3.54%)	$376,700 Land $215,000 Building $161,700	$376,700 Land $215,000 Building $161,700
2024	$12,442.00
2023		$376,700 Land $215,000 Building $161,700	$376,700 Land $215,000 Building $161,700
2022	$11,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Crest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Crest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20