15 Crescent St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 15 Crescent St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1940
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Nov 2007)
Tax Bill	$658 (2026)
Deeds & Mortgages	Jan 2017 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08 47 1 12`

Property Details

APN / Parcel Number

Primary APN	`08 47 1 12`
Alternative APN	`157764`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Heated Area
Gross Area	1,764 sqft
1st Floor Area	984 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	1,280 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	157764
Street Address	15 CRESCENT ST
City	GRANITE FALLS
State	NC
Zip	28630-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1878 PG 1892 YR 2015 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2011
Census Tract	31403

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 CRESCENT ST, GRANITE FALLS, NC 28630-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2007 · Amount on Record
Deed Sale	Nov 26, 2007 · Amount on Record
Deed Book / Page	1662 / 913
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	15 CRESCENT ST, GRANITE FALLS, NC 28630-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019120001
Date	Jan 23, 2017
Book Page	1912/0001

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GRANITE FALLS, NC 28630

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	15 CRESCENT ST, GRANITE FALLS, NC 28630-1305
Document Number	0010017985
Book / Page	001932 / 001513
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CRESCENT ST GRANITE FALLS NC 286301305, GRANITE FALLS, NC 28630-1305

Mortgage

Document Number	0010017985
Date	Dec 20, 2017
Book Page	001932/001513
Instrument	10017985

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	GRANITE FALLS, NC 28630

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$658.00 (-6%)	$137,300 (-) Land $13,000 Building $124,300
2025	$700.00 (+25.45%)	$137,300 (+56.74%) Land $13,000 Building $124,300	$137,300 (+56.74%) Land $13,000 Building $124,300
2023		$87,600 (-) Land $13,000 Building $74,600	$87,600 (-) Land $13,000 Building $74,600
2022	$558.00	$87,600 Land $13,000 Building $74,600	$87,600 Land $13,000 Building $74,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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