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15 Covington Rd, Fox Lake, IL 60020 Property Records

Lake County property record for 15 Covington Rd, Fox Lake, IL 60020

Property Summary

Property TypeSingle Family Home
Details1 ba · 666 sqft · built 1933
Lot Size0.475 acres (20,687 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Jun 2020)
Tax Bill$3,520 (2024)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-09-400-269

Property Details

APN / Parcel Number

Primary APN05-09-400-269

Interior

Full Baths1 Bath
Stories1 Story
Building Area666 sqft Living Area
1st Floor Area666 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1973
Lot Area20,687 sqft (0.475 acres)
Garage TypeDetached
Garage Area675 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address15 COVINGTON RD
CityFOX LAKE
StateIL
Zip60020-1709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPISTAKEE PORTALS UNRECORDED SUBDIVISION; LOTS 35 THRU 69 (AKA: PT NW1/4 SE1/4 BEG AT PNT 2209.2 S & 298.4 W NE CO R SW1/4 NE1/4 SEC, W 180.11, S 81, E 125, NE 97.97 TO PO
Legal Range09E
Legal Township45N
Legal Section09
Legal SubdivisionPISTAKEE PORTALS UNRECORDED SUBDIVISION
Legal Lot Number35-69
JurisdictionLAKE IL
Township / Civil DivisionGRANT
Census Block Group1
Census Block1036
Census Tract860908

Owner

15 Covington Rd is owned and occupied by an individual who bought it in June 2020.

Source: Lake County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address15 COVINGTON RD, FOX LAKE, IL 60020-1709
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2020 · Amount on File
Deed SaleJun 4, 2020 · Amount on File
Prior SaleNov 15, 2013 · Amount on File
Deed Document Number20207661269
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJun 4, 2020
Property Address15 COVINGTON RD, FOX LAKE, IL 60020-1709
Document Number0007661269
Instrument DateMay 17, 2020
Instrument7661269
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyALTIMA TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 COVINGTON RD, 15, FOX LAKE, IL 60020-1709

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 COVINGTON RD, FOX LAKE, IL 60020-1709

Mortgage

Document Number0007661270
DateJun 4, 2020
Instrument7661270
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionGrant Township
MunicipalityFox Lake Village
Elementary School DistrictFox Lake Grade School District 114 (PK - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$58,276 Land $19,849 Building $38,427$174,846 Land $59,553 Building $115,293
2024$3,520.00 (+4.48%)
2023$3,369.00 (+4.05%)$47,625 (+9.21%) Land $17,317 Building $30,308$142,889 (+9.21%) Land $51,956 Building $90,933
2022$3,238.00$43,608 Land $14,313 Building $29,295$130,837 Land $42,943 Building $87,894

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Covington Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation741.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 96 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 units insured
incl. 4 condo units
Nearby Flood Claims35 (2007–2026)
Claims Outside the SFHA1 of 35
Most Recent ClaimMay 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Covington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX LAKE
serves 11,780 people · EPA ID IL0970200
Water SourceGroundwater
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb
Copper1.58 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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