15 Covey Ct, Lugoff, SC 29078 Property Records

Kershaw County property record for 15 Covey Ct, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	1,828 sqft · built 2007
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2020)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Sep 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`294-00-00-052-SJW`

Property Details

APN / Parcel Number

Primary APN	`294-00-00-052-SJW`
Alternative APN	`48629`

Interior

Stories	1 Story
Building Area	1,828 sqft Gross Area
Gross Area	1,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Vinyl
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	110 sqft

Location & Zoning

Account Number	48629
Old Parcel Number	294-00-00-052 SJW
Street Address	15 COVEY CT
City	LUGOFF
State	SC
Zip	29078-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	QUAIL CREEK SUBDIV PHASE 1 LOT 52
Legal Subdivision	QUAIL CREEK SUBDIV
Legal Phase	1
Legal Lot Number	52
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	970907

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 COVEY CT, LUGOFF, SC 29078-9573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Grant Deed, Transfer RURAL HSNG SVC OR SUCCESSOR AG
Sep 26, 2019	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Deed Document Number	0004216308
Deed Book / Page	4216 / 308
Last Transfer Date	May 8, 2020
Transfer Doc	0000003894
Record Updated	Jun 8, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	May 8, 2020
Property Address	15 COVEY CT, LUGOFF, SC 29078-9573
Document Number	0000003894
Book / Page	004216 / 000308
Instrument Date	May 8, 2020
Instrument	3894
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COVEY CT LUGOFF SC 290789573, LUGOFF, SC 29078-9573

Mortgage

Document Number	3895
Date	May 8, 2020
Book Page	004216/000314
Instrument	3895

Lender

Name	RURAL HSNG SVC OR SUCCESSOR AG
Address	PO BOX 66889, ST LOUIS, MO 63166-6889

Agreement

Amount	Amount Recorded
Term	396 Months
Due	May 7, 2053

September 2019: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KERSHAW SC
Recording Date	Sep 26, 2019
Property Address	15 COVEY CT, LUGOFF, SC 29078-9573
Document Number	0000007782
Book / Page	004098 / 000123
Instrument Date	Sep 9, 2019
Instrument	7782
Transaction Type	Foreclosure
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$428.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,124.00 (-0.53%)	$150,100 (-) Land $30,000 Building $120,100	$150,100 (-)
2023	$1,130.00	$150,100 Land $30,000 Building $120,100	$150,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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