15 Covey Ct, Chico, CA 95973 Property Records

Butte County property record for 15 Covey Ct, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,958 sqft · built 2000
Lot Size	0.89 acres (38,768 sqft)
Owner	Trust Name on File
Last Sale	$90,000 (Nov 1999)
Tax Bill	$7,708 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047-500-037-000`

Property Details

APN / Parcel Number

Primary APN	`047-500-037-000`
Alternative APN	`047-500-037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,958 sqft Living Area
1st Floor Area	3,958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	047-500-037
Street Address	15 COVEY CT
City	CHICO
State	CA
Zip	95973-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	LOT 37 QUAIL RUN SUB
Legal Subdivision	QUAIL RUN SUB
Legal Lot Number	37
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4003
Census Tract	1400

Owner

15 Covey Ct is owner-occupied and held in a trust since January 2013.

Source: Butte County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	15 COVEY CT, CHICO, CA 95973-9723
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 1999 · Amount on File
Deed Sale	Nov 12, 1999 · Amount on File
Deed Document Number	199947783
Last Transfer Date	Jan 15, 2013
Transfer Doc	0000005048
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	15 COVEY CT, CHICO, CA 95973-9723
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COVEY CT, CHICO, CA 95973-9723

Mortgage

Document Number	0000038402
Date	Aug 30, 2021
Instrument	2021-0038402

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	15 COVEY CT, CHICO, CA 95973-9723
Document Number	0000024585
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15 COVEY CT CHICO CA 959739723, CHICO, CA 95973-9723

Mortgage

Document Number	0000024585
Date	Jun 22, 2020
Instrument	24585

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 21, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 15 Covey Ct was $7,708 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,718 (+2%) Land $147,229 Building $519,489
2025	$7,708.00 Homeowner's exemption	$653,646 Land $144,343 Building $509,303
2024			$851,310
2023	$7,165.00 (+1.59%) Homeowner's exemption	$628,266 Land $138,739 Building $489,527
2022	$7,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Covey Ct in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	38 (1995–2025)
Claims Outside the SFHA	20 of 38
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 12 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Covey Ct is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Starlink Satellite	280 / 30

May also be available: DigitalPath, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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