15 Cosmos Ln, Dover, DE 19904 Property Records

Kent County property record for 15 Cosmos Ln, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,674 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,427 (Nov 2019)
Tax Bill	$2,968 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-03-056.02-05-33.00-000`

Property Details

APN / Parcel Number

Primary APN	`3-03-056.02-05-33.00-000`
Alternative APNs	`109227` `114574`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	110 ft deep x 103 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	114574
Street Address	15 COSMOS LN
City	DOVER
State	DE
Zip	19904-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	VILLAGES OF NOBLES POND PHASE 2A LOT 247 15 COSMOS LANE
Legal Subdivision	VILLAGES OF NOBLES PD PHASE 2A
Legal Phase	2A
Legal Lot Number	247
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2015
Census Tract	41803

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 COSMOS LN, DOVER, DE 19904-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 5, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit ARTISANS BK
Sep 30, 2019	Grant Deed, Construction Loan · Line of Credit ARTISANS BK
Apr 2, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	2019372999
Deed Book / Page	9861 / 159
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	15 COSMOS LN, DOVER, DE 19904-1931
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408686
Date	Feb 10, 2021
Book Page	10798/212
Instrument	2021-408686

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Nov 5, 2019
Property Address	15 COSMOS LN, DOVER, DE 19904-1931
Document Number	0000372999
Book / Page	9861 / 159
Map Reference	MB 130 PG 73
Instrument Date	Oct 29, 2019
Instrument	2019-372999
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,010.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 NOBLES POND XING, 13, DOVER, DE 19904-1296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CONNIE LN, DOVER, DE 19901-2879

Mortgage

Document Number	0000373000
Date	Nov 5, 2019
Instrument	2019-373000

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	15 COSMOS LN, DOVER, DE 19904-1931
Document Number	0000370438
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 NOBLES POND XING DOVER DE 199041296, DOVER, DE 19904-1296

Mortgage

Document Number	0000370438
Date	Sep 30, 2019
Book Page	009796/000055
Instrument	370438

Lender

Name	ARTISANS BK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Sep 30, 2019
Property Address	15 COSMOS LN, DOVER, DE 19904-1931
Book / Page	009795 / 000275
Instrument Date	Sep 27, 2019
Instrument	370434
Transaction Type	Construction Loan
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 NOBLES POND XING DOVER DE 199041296, DOVER, DE 19904-1296

Mortgage

Document Number	0000370434
Date	Sep 30, 2019
Book Page	009795/000275
Instrument	370434

Lender

Name	ARTISANS BK
Type	Bank
Address	2961 CENTERVILLE RD, WILMINGTON, DE 19808-1666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Apr 2, 2019
Property Address	15 COSMOS LN, DOVER, DE 19904-1931
Document Number	0000359365
Book / Page	009538 / 000026
Instrument Date	Apr 2, 2019
Instrument	359365
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 NOBLES POND XING DOVER DE 199041296, DOVER, DE 19904-1296

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Cheswold Town
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,968.00 (+5.92%)	$395,900 (+803.88%) Land $95,300 Building $300,600
2025	$2,802.00 (+61.68%)
2023	$1,733.00	$43,800 Land $3,700 Building $40,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2012–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 72% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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