15 Cosett Rd, Warwick, RI 02886 Property Records

Warwick City property record for 15 Cosett Rd, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 658 sqft · built 1955
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (May 2023)
Tax Bill$3,495 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36703510000

Property Details

APN / Parcel Number

Primary APN36703510000
Alternative APNs
  • WARW M:367 B:0351 L:0000
  • 118187220
  • 142601

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area658 sqft Living Area
Gross Area1,446 sqft
1st Floor Area658 sqft
Basement Area560 sqft
Unfinished Basement560 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number142601
Street Address15 COSETT RD
CityWARWICK
StateRI
Zip02886-8802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block351
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2049
Census Tract22000

Owner

Source: Warwick City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 COSETT RD, WARWICK, RI 02886-8802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
HOME LOAN AND INVESTMENT BANK FSB
Jan 25, 2023Warranty Deed, Transfer · Commercial Mortgage
AMERICAN HERITAGE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Prior SaleJan 25, 2023 · Amount on Record
Deed Book / Page10330 / 213
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateMay 30, 2023
Property Address15 COSETT RD, WARWICK, RI 02886-8802
Document Number010330-213
Book / Page10330 / 213
Instrument DateMay 30, 2023
Instrument5345
Transaction TypeTransfer
Record UpdatedJun 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 COSETT RD, WARWICK, RI 02886-8802

Mortgage

Document Number0000005346
DateMay 30, 2023
Instrument5346
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJan 25, 2023
Property Address15 COSETT RD, WARWICK, RI 02886-8802
Document Number010275-223
Book / Page10275 / 223
Instrument DateJan 24, 2023
Instrument820
Transaction TypeTransfer
Record UpdatedFeb 16, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 LOVE LN, WARWICK, RI 02886-9543

Mortgage

Document Number0000000821
DateJan 25, 2023
Instrument821
Lender
NameAMERICAN HERITAGE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,495.00 (+7.24%)$275,200 (+19.81%) Land $108,700 Building $166,500
2024$388,550
2023$3,259.00 (+8.49%)$229,700 (+43.2%) Land $91,000 Building $138,700
2022$3,004.00$160,400 Land $66,900 Building $93,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

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