Monroe County property record for 15 Cormorant Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,266 sqft · built 2018 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,150,000 (Sep 2021) |
| Tax Bill | $10,535 (2024) |
| Deeds & Mortgages | Sep 2021 Sale Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00532701-037000 |
| Primary APN | 00532701-037000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,266 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 572 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 132 sqft |
| Patio Area | 64 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1655571 |
|---|---|
| Street Address | 15 CORMORANT DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 13 LT 7 SEXTON COVE ESTATES RESUBDIVISION KEY LARGO PB6-30 OR549-845 OR767-867 OR2749-2167 OR2749-2175 OR3085-1368 OR3125-2067 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 01 |
| Legal Subdivision | SEXTON COVES ESTATES |
| Legal Block | 13 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4890 PINE DR, MIAMI, FL 33143-8634 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 15, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 9, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | Mar 31, 2021 · Amount on Record |
| Deed Document Number | 20212339706 |
| Deed Book / Page | 3125 / 2067 |
| Prior Transfer Date | May 28, 2015 |
| Prior Transfer Doc | 0027492167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 15, 2021 |
| Property Address | 15 CORMORANT DR, KEY LARGO, FL 33037-3005 |
| Document Number | 0031252067 |
| Book / Page | 3125 / 2067 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2339706 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1203 MOCKINGBIRD RD, 1203, KEY LARGO, FL 33037 |
| Name | Verified Name |
|---|---|
| Address | 4890 PINE DR, MIAMI, FL 33143-8634 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 31, 2021 |
| Property Address | 15 CORMORANT DR, KEY LARGO, FL 33037-3005 |
| Document Number | 0030851368 |
| Book / Page | 3085 / 1368 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2311338 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 CORMORANT DR, 15, KEY LARGO, FL 33037-3005 |
| Name | Verified Name |
|---|---|
| Address | 9430 WILBROOK DR, POWELL, OH 43065-8139 |
| Document Number | 30851370 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 3085/1370 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 15 CORMORANT DR, KEY LARGO, FL 33037-3005 |
| Document Number | 0029760520 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 15 CORMORANT DR KEY LARGO FL 330373005, KEY LARGO, FL 33037-3005 |
| Document Number | 0029760520 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 002976/000520 |
| Instrument | 2229596 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,270,455 (+16.19%) Land $619,692 Building $650,763 | $1,270,455 (+16.19%) Land $619,692 Building $650,763 | |
| 2024 | $10,535.00 (+11.9%) | ||
| 2023 | $9,415.00 (+13.22%) | $1,093,403 (+10.33%) Land $449,280 Building $644,123 | $1,093,403 (+10.33%) Land $449,280 Building $644,123 |
| 2022 | $8,316.00 | $991,017 Land $374,400 Building $616,617 | $991,017 Land $374,400 Building $616,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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