15 Cordell Rd, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 15 Cordell Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1940
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$164,500 (Aug 2014)
Tax Bill	$4,038 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 16.7-1-32.1`

Property Details

APN / Parcel Number

Primary APN	`012689 16.7-1-32.1`
Alternative APNs	`268901600700010320010000` `01600700010320010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,040 sqft
Upper Floors Area	416 sqft
Attic	Attic
Attic Area	416 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600700010320010000
Street Address	15 CORDELL RD
City	SCHENECTADY
State	NY
Zip	12304-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Subdivision	SCHENECTADY GARDENS
Legal Block	1
Legal Lot Number	32.001
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3006
Census Tract	13803

Owner

15 Cordell Rd is owned and occupied by two individuals who bought it in August 2014.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 CORDELL RD, SCHENECTADY, NY 12304-4536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2014 · Amount on File
Deed Sale	Aug 14, 2014 · Amount on File
Prior Sale	Sep 21, 2009 · Amount on File
Deed Document Number	201411673705
Deed Book / Page	3108 / 730
Prior Transfer Date	Jan 8, 2010
Prior Transfer Doc	0029690146
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	15 CORDELL RD, SCHENECTADY, NY 12304-4536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027298
Date	Nov 19, 2020
Instrument	R2020-27298

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 15 Cordell Rd was $4,038, down 5.2% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,038.00 (-5.17%)
2025	$4,258.00	$86,500 Land $17,300 Building $69,200	$197,900 Land $39,580 Building $158,320
2023		$86,500 (-) Land $17,300 Building $69,200	$169,600 (+9.31%) Land $33,920 Building $135,680
2022		$86,500 Land $17,300 Building $69,200	$155,157 Land $31,031 Building $124,126
2021	$3,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Cordell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Cordell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20