15 Coquina Stone Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 15 Coquina Stone Ln, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,322 sqft · built 2004
Lot Size	0.577 acres (25,130 sqft)
Owner	2 Company Names on Record
Last Sale	$899,000 (Oct 2024)
Tax Bill	$7,869 (2025)
Deeds & Mortgages	Sep 2025 Transfer Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4206-06-00-0490`

Property Details

APN / Parcel Number

Primary APN	`4206-06-00-0490`
Alternative APNs	`32140606000490` `06143206000490` `5748111.0` `5748111`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,322 sqft Living Area
Gross Area	5,244 sqft
1st Floor Area	3,864 sqft
Upper Floors Area	458 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,130 sqft (0.577 acres)
Garage Type	Attached
Garage Area	922 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	765 sqft
Patio Area	770 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5748111
Street Address	15 COQUINA STONE LN
City	ORMOND BEACH
State	FL
Zip	32174-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-14-32 LOT 49 ORMOND LAKES UNIT V MB 46 PGS 74-76 INC PER OR 5086 PG 0743 PER OR 5440 PG 0397 PER OR 5831 PGS 4987-5000 PER OR 5869 PG 1662 PER OR 8600 PG 1913 PER OR 8624 PG 0699 PER OR 8751 PG 2468
Legal Range	32E
Legal Township	14S
Legal Section	06
Legal Subdivision	ORMOND LAKES
Legal Tract	06
Legal Block	2
Legal Lot Number	49
Legal Unit	5
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2007
Census Tract	80101

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15 COQUINA STONE LN, ORMOND BEACH, FL 32174-3046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 25, 2024	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	Nov 19, 2004 · Amount on Record
Deed Document Number	2024205733
Deed Book / Page	8624 / 699
Prior Transfer Date	Jun 30, 2006
Prior Transfer Doc	0058691662
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Sep 9, 2025
Property Address	15 COQUINA STONE LN, ORMOND BEACH, FL 32174-3046
Document Number	0087512468
Book / Page	8751 / 2468
Map Reference	MB 46 PG 74-76
Instrument Date	Aug 27, 2025
Instrument	2025168666
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 COQUINA STONE LN, ORMOND BEACH, FL 32174-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 25, 2024
Property Address	15 COQUINA STONE LN, ORMOND BEACH, FL 32174-3046
Document Number	0086240699
Book / Page	8624 / 699
Map Reference	MB 46 PG 74-76
Instrument Date	Oct 24, 2024
Instrument	2024205733
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,293.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 OSPREY CIR, PALM COAST, FL 32137-4525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COQUINA STONE LN, ORMOND BEACH, FL 32174-3046

Mortgage

Document Number	2024205734
Date	Oct 25, 2024
Instrument	2024205734

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,500 (+2.7%)	$779,813 (+2.31%) Land $100,000 Building $679,813
2025	$7,869.00 (-41.84%) Homeowner's exemption	$523,370 (-31.33%)	$762,216 (+%) Land $100,000 Building $662,216
2024	$13,530.00 (+98.82%)	$762,195 (+66.23%) Land $100,000 Building $662,195	$762,195 (+0.83%) Land $100,000 Building $662,195
2023	$6,805.00 (+2.92%) Homeowner's exemption	$458,523 (+3%)	$755,951 (+10.37%) Land $100,000 Building $655,951
2022	$6,612.00 Homeowner's exemption	$445,168	$684,910 Land $100,000 Building $584,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	66 (2017–2025)
Claims Outside the SFHA	13 of 66
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Nicole, Nov 2022 · 8 claims Hurricane Ian, Sep 2022 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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