15 Colton Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 15 Colton Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1997
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,222 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01054501 0016 33`

Property Details

APN / Parcel Number

Primary APN	`01054501 0016 33`
Alternative APN	`109835000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,026 sqft Heated Area
1st Floor Area	1,055 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Other
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	546 sqft
Porch	Porch
Porch Area	100 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	109835000
Street Address	15 COLTON DR
City	SPRING LAKE
State	NC
Zip	28390-8397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#116 TRADEWINDS PH#2 SC#9 F-534C
Legal Subdivision	TRADEWINDS
Legal Phase	2
Legal Lot Number	116
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1048
Census Tract	70600

Owner

15 Colton Dr is owned and occupied by two individuals who acquired it in March 2000.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 COLTON DR, SPRING LAKE, NC 28390-8397
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2000
Deed Sale	Mar 14, 2000
Deed Book / Page	1405 / 602
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	15 COLTON DR, SPRING LAKE, NC 28390-8397
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COLTON DR, SPRING LAKE, NC 28390-8397

Mortgage

Document Number	0000010738
Date	Jun 30, 2023
Book Page	4198/1964
Instrument	2023010738

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	15 COLTON DR, SPRING LAKE, NC 28390-8397
Document Number	0000006945
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15 COLTON DR SPRING LAKE NC 283908397, SPRING LAKE, NC 28390-8397

Mortgage

Document Number	0000006945
Date	May 5, 2020
Book Page	003809/000601
Instrument	6945

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 4, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	15 COLTON DR, SPRING LAKE, NC 28390-8397
Document Number	0000008365
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15 COLTON DR SPRING LAKE NC 283908397, SPRING LAKE, NC 28390-8397

Mortgage

Document Number	0000008365
Date	Jun 12, 2018
Book Page	003613/000728
Instrument	8365

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 11, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 15 Colton Dr was $1,222, up 66.3% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,222.00 (+66.26%)	$190,890 (+41.13%)	$190,890 (+41.13%) Land $25,200 Building $165,690
2025	$735.00	$135,256	$135,256 Land $22,680 Building $112,576
2023	$1,033.00	$135,256	$135,256 Land $22,680 Building $112,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Colton Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (2016–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Colton Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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