Waterford Town property record for 15 Colonial Dr, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,352 sqft · built 1971 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,755 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WATE M:145 L:1536 |
| Primary APN | WATE M:145 L:1536 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 4,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Account Number | 128900 |
|---|---|
| Street Address | 15 COLONIAL DR |
| City | WATERFORD |
| State | CT |
| Zip | 06385-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 1536 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 693500 |
15 Colonial Dr is owned and occupied by two individuals.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU |
| Oct 4, 2018 | Deed of Trust, Mortgage CHARTER OAK FED CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 15 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001834-221 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 1834/221 |
| Instrument | 172050 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 15 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1573-146 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 1573/146 |
| Name | CHARTER OAK FED CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 1, 2023 |
The 2026 property tax bill for 15 Colonial Dr was $6,755, up 7.1% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,755.00 (+7.09%) | $275,280 (+1.94%) Land $99,110 Building $176,170 | $568,698 (+200.84%) |
| 2025 | $6,308.00 | $270,050 Land $99,110 Building $170,940 | $189,035 Land $69,377 Building $119,658 |
| 2024 | $6,308.00 (+12.06%) | ||
| 2023 | $5,629.00 | $265,510 Land $99,110 Building $166,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Colonial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Colonial Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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