15 Coldwater Dr, Covington, GA 30016 Property Records

Newton County property record for 15 Coldwater Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,783 sqft · built 2003
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Apr 2021)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0008A-00000-001-000`

Property Details

APN / Parcel Number

Primary APN	`0008A-00000-001-000`
Alternative APNs	`0008A 001` `2492`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,783 sqft Heated Area
1st Floor Area	1,603 sqft
Utility Area	50 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Area	550 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	49 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2492
Street Address	15 COLDWATER DR
City	COVINGTON
State	GA
Zip	30016-7813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1 COLDWATER CREEK LL12
Legal Subdivision	COLDWATER CREEK
Legal Lot Number	1
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3004
Census Tract	100904

Owner

15 Coldwater Dr is owned and occupied by two individuals who bought it in April 2021.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	15 COLDWATER DR, COVINGTON, GA 30016-7813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage BUCKHEAD MORTGAGE ASSOCIATES
Aug 25, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Apr 2, 2008
Deed Document Number	20212142
Deed Book / Page	4185 / 559
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 22, 2021
Property Address	15 COLDWATER DR, COVINGTON, GA 30016-7813
Document Number	0041850559
Book / Page	4185 / 559
Instrument Date	Apr 22, 2021
Instrument	2021-002142
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COLDWATER DR, COVINGTON, GA 30016-7813

Mortgage

Document Number	0041850000000561
Date	Apr 28, 2021
Book Page	0000004185/0000000561
Instrument	007919

Lender

Name	BUCKHEAD MORTGAGE ASSOCIATES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	15 COLDWATER DR, COVINGTON, GA 30016-7813
Document Number	0037440264
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COLDWATER DR COVINGTON GA 300167813, COVINGTON, GA 30016-7813

Mortgage

Document Number	0037440264
Date	Aug 31, 2018
Book Page	003744/000264
Instrument	10789

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 Coldwater Dr was $2,816 with a homeowner's exemption, up 0.2% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,816.00 (+0.25%) Homeowner's exemption	$115,520 (+3%) Land $17,600 Building $97,920	$288,800 (+3%) Land $44,000 Building $244,800
2024	$2,809.00 Homeowner's exemption	$112,160 (+9.45%) Land $17,600 Building $94,560	$280,400 (+9.45%) Land $44,000 Building $236,400
2023		$102,480 Land $8,800 Building $93,680	$256,200 Land $22,000 Building $234,200
2022	$2,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Coldwater Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Coldwater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures