15 Cockpit Ln, Placida, FL 33946 Property Records

Charlotte County property record for 15 Cockpit Ln, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 2019
Lot Size	0.189 acres (8,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,900 (Jun 2022)
Tax Bill	$3,578 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`412130287002`

Property Details

APN / Parcel Number

Primary APN	`412130287002`
Alternative APNs	`00968740371208` `10004685632`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,828 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,249 sqft (0.189 acres)
Garage Type	Attached
Garage Area	452 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00968740371208
Street Address	15 COCKPIT LN
City	PLACIDA
State	FL
Zip	33946-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	ROTONDA SANDS UN1 BLK4 LT 82 1312/134 2323/202 2347/1451 2380/614 CD2592/1053 2592/1054 4285/1910 4766/842 5009/844
Legal Range	21E
Legal Township	41S
Legal Section	30
Legal Subdivision	ROTONDA SANDS UN1
Legal Tract	RSD
Legal Block	4
Legal Lot Number	82
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1013
Census Tract	30504

Owner

Source: Charlotte County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 COCKPIT LN, PLACIDA, FL 33946-5029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 14, 2021	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	20223121074
Deed Book / Page	5009 / 844
Prior Transfer Date	Jan 13, 2004
Prior Transfer Doc	2380000614
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 28, 2026
Property Address	15 COCKPIT LN, PLACIDA, FL 33946-5029
Document Number	0003668134
Instrument Date	Jul 23, 2026
Instrument	20263668134
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COCKPIT LN, PLACIDA, FL 33946-5029

Mortgage

Document Number	0003668134,
Date	Jul 28, 2026
Instrument	20263668134

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 14, 2021
Property Address	15 COCKPIT LN, PLACIDA, FL 33946-5029
Document Number	0047660842
Book / Page	4766 / 842
Map Reference	MB 11 PG 4-A-4-Z-2
Instrument Date	May 7, 2021
Instrument	2944811
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	CLOSING USA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 COCKPIT LN, PLACIDA, FL 33946-5029

Mortgage

Document Number	4766845
Date	May 14, 2021
Instrument	4766/845

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	15 COCKPIT LN, PLACIDA, FL 33946-5029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044680468
Date	Aug 5, 2019
Book Page	4468/0468
Instrument	2732431

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,578.00 (+2.88%) Homeowner's exemption	$226,336 (+7.17%)	$273,794 (-6.63%) Land $16,150 Building $257,644
2024	$3,478.00 (+2.08%)
2023	$3,407.00 (+12.04%) Homeowner's exemption	$211,198 (+10.88%)	$293,245 (+20.33%) Land $20,000 Building $273,245
2022	$3,041.00 Homeowner's exemption	$190,481	$243,703 Land $14,875 Building $228,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 476 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	625 units insured incl. 149 condo units
Nearby Flood Claims	62 (2022–2024)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Sep 2022 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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