15 Clover Ln, Monroe Township, NJ 08831 Property Records

Middlesex County and Monroe Township property record for 15 Clover Ln, Monroe Township, NJ 08831

Property Summary

Property Type	Single Family Home
Details	2,191 sqft · built 2019
Lot Size	0.051 acres (2,241 sqft)
Owner	2 Individual Names on File
Last Sale	$579,104 (Oct 2019)
Tax Bill	$13,294 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00001-14-00013-75`

Property Details

APN / Parcel Number

Primary APN	`12-00001-14-00013-75`

Interior

Building Area	2,191 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	2,241 sqft (0.051 acres)

Location & Zoning

Street Address	15 CLOVER LN
City	MONROE TOWNSHIP
State	NJ
Zip	08831-7198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDRA
Legal Description	2,256 SQ.FT.
Legal Subdivision	CREST ENGINEERING ASSOCIATES
Legal Block	1.14
Legal Lot Number	13.75
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4003
Census Tract	8214

Owner

15 Clover Ln is owned and occupied by two individuals who bought it in October 2019.

Source: Middlesex County and Monroe Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 CLOVER LN, MONROE TOWNSHIP, NJ 08831-7198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Prior Sale	Oct 10, 2019 · Amount on File
Deed Document Number	201987217
Deed Book / Page	17658 / 341
Record Updated	Sep 20, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 10, 2019
Property Address	15 CLOVER LN, MONROE TOWNSHIP, NJ 08831-7198
Document Number	0000084459
Book / Page	17649 / 0568
Map Reference	MAP 6841 FILE 989
Instrument Date	Sep 24, 2019
Instrument	2019084459
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	WESTMINSTER ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,347.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CLOVER LN, MONROE TOWNSHIP, NJ 08831-7198

Mortgage

Document Number	0000084460
Date	Oct 10, 2019
Instrument	2019084460

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15 Clover Ln was $13,294, up 3.4% from the year before.

Source: Middlesex County and Monroe Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Monroe Township
Unified School District	Monroe Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,300 (-) Land $250,000 Building $207,300	$457,300 (-) Land $250,000 Building $207,300
2025	$13,294.00 (+3.42%)	$457,300 Land $250,000 Building $207,300	$457,300 Land $250,000 Building $207,300
2024	$12,854.00
2023		$455,000 Land $250,000 Building $205,000	$455,000 Land $250,000 Building $205,000
2022	$12,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Clover Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE TWP UTILITY DEPARTMENT serves 36,000 people · EPA ID NJ1213002
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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