Cape May County and Lower Township property record for 15 Cliffside Rd, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,608 sqft · built 1940 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,450 (Apr 2018) |
| Tax Bill | $7,377 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2019 Mortgage + 1 more |
| APN | 05-00540-0000-00055 |
| Primary APN | 05-00540-0000-00055 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,608 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 15 CLIFFSIDE RD |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L56-59, OB540L625 |
| Legal Block | 540 |
| Legal Lot Number | 55 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 21806 |
15 Cliffside Rd is owned and occupied by two individuals who bought it in April 2018.
Source: Cape May County and Lower Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 CLIFFSIDE RD, CAPE MAY, NJ 08204-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · ARM POLICE AND FIRE FEDERAL CREDIT UNTION |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU |
| Apr 13, 2018 | Grant Deed, Transfer · Conventional Mortgage POLICE FIRE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on File |
| Deed Sale | Apr 13, 2018 · Amount on File |
| Prior Sale | Nov 23, 2016 · Amount on File |
| Deed Document Number | 201851730 |
| Deed Book / Page | 3786 / 390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 15 CLIFFSIDE RD, CAPE MAY, NJ 08204-2242 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035725 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 6436/325 |
| Instrument | 2021035725 |
| Name | POLICE AND FIRE FEDERAL CREDIT UNTION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 1, 2031 |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 15 CLIFFSIDE RD, CAPE MAY, NJ 08204-2242 |
| Document Number | 0061350120 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 15 CLIFFSIDE RD NORTH CAPE MAY NJ 082042242, NORTH CAPE MAY, NJ 08204-2242 |
| Document Number | 0061350120 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 006135/000120 |
| Instrument | 117611 |
| Name | POLICE & FIRE FCU |
|---|---|
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 11, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Apr 13, 2018 |
| Property Address | 15 CLIFFSIDE RD, CAPE MAY, NJ 08204-2242 |
| Document Number | 0037860390 |
| Book / Page | 003786 / 000390 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 51730 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Title Company | SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.45 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 CLIFFSIDE RD CAPE MAY NJ 082042242, CAPE MAY, NJ 08204-2242 |
| Document Number | 59600744 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 005960/000744 |
| Instrument | 51731 |
| Name | POLICE FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | 3333 STREET RD, BENSALEM, PA 19020-2051 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2048 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,800 (-) Land $154,000 Building $209,800 | $363,800 (-) Land $154,000 Building $209,800 | |
| 2025 | $363,800 Land $154,000 Building $209,800 | $363,800 Land $154,000 Building $209,800 | |
| 2024 | $7,377.00 | ||
| 2023 | $363,800 Land $154,000 Building $209,800 | $363,800 Land $154,000 Building $209,800 | |
| 2022 | $7,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 15 Cliffside Rd; there have been 4 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (1985–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Cliffside Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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