15 Cletus Ave, Smithton, IL 62285 Property Records

St. Clair County property record for 15 Cletus Ave, Smithton, IL 62285

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,036 sqft · built 1988
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual on Record
Last Sale$138,000 (Jul 2021)
Tax Bill$3,938 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
APN13-33-0-226-005

Property Details

APN / Parcel Number

Primary APN13-33-0-226-005

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,036 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,841 sqft (0.18 acres)
Garage TypeMixed
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address15 CLETUS AVE
CitySMITHTON
StateIL
Zip62285-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHTON ESTATES 1STSUB LOT/SEC-44 A02707620
Legal SubdivisionSMITHTON ESTATES
Legal Block226
Legal Lot Number44
JurisdictionST CLAIR IL
Township / Civil DivisionSMITHTON
Census Block Group3
Census Block3034
Census Tract503906

Owner

Source: St. Clair County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address15 CLETUS AVE, SMITHTON, IL 62285-1713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Sep 22, 2020Warranty Deed, Transfer
LOANDEPOT.COM LLC
Sep 21, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2021 · Amount on Record
Deed SaleJul 13, 2021 · Amount on Record
Prior SaleSep 22, 2020 · Amount on Record
Deed Document Number20212707620
Prior Transfer DateJan 15, 2016
Prior Transfer Doc00A2481688
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 13, 2021
Property Address15 CLETUS AVE, SMITHTON, IL 62285-1713
Document NumberA02707620
Map ReferenceMB 86 PG 83
Instrument DateJul 12, 2021
InstrumentA02707620
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$207.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CLETUS AVE, SMITHTON, IL 62285-1713

Mortgage

Document NumberA02707621
DateJul 13, 2021
InstrumentA02707621
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate3.62%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateSep 22, 2020
Property Address15 CLETUS AVE, SMITHTON, IL 62285-1713
Document Number00A2668034
Instrument DateSep 21, 2020
Instrument2668034
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15 CLETUS AVE SMITHTON IL 622851713, SMITHTON, IL 62285-1713

Mortgage

Document NumberA2668035
DateSep 22, 2020
Instrument2668035
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address15 CLETUS AVE, SMITHTON, IL 62285-1713
Document Number00A2668035
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedNov 6, 2020
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CLETUS AVE SMITHTON IL 622851713, SMITHTON, IL 62285-1713

Mortgage

Document Number00A2668035
DateSep 22, 2020
Instrument2668035
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionSmithton Township
MunicipalitySmithton Village
Secondary School DistrictFreeburg Community High School District 77 (09 - 12)
Elementary School DistrictSmithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,938.00 (+175.96%)$47,834 (+17.23%) Land $13,016 Building $34,818$143,502 (+17.23%) Land $39,048 Building $104,454
2022$40,804 Land $11,103 Building $29,701$122,412 Land $33,309 Building $89,103
2019$1,427.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTON
serves 4,381 people · EPA ID IL1631300
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

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