15 Clemente St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 15 Clemente St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1900
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (May 2017)
Tax Bill	$2,106 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0030 B:0004 L:4`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0030 B:0004 L:4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,040 sqft Living Area
Gross Area	1,988 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,502 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	15 CLEMENTE ST
City	HOLYOKE
State	MA
Zip	01040-5748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BH
Legal Block	4
Legal Lot Number	4
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2002
Census Tract	811500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Holyoke Canal System listed 1980 · 4 contributing resources · NRIS 80000473

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 Clemente St is owned and occupied by two individuals who bought it in May 2017.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 CLEMENTE ST, HOLYOKE, MA 01040-5748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on File
Deed Sale	May 16, 2017 · Amount on File
Deed Document Number	201726885
Deed Book / Page	21682 / 296
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLYOKE MA
Recording Date	May 16, 2017
Property Address	15 CLEMENTE ST, HOLYOKE, MA 01040-5748
Document Number	21682-296
Book / Page	21682 / 296
Instrument	26885
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CLEMENTE ST, HOLYOKE, MA 01040-5748

Mortgage

Document Number	216820299
Date	May 16, 2017
Instrument	21682/0299

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 15 Clemente St was $2,106, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,106.00 (+6.85%)	$120,800 (+7%) Land $38,800 Building $82,000	$213,669
2025	$1,971.00 (+9.62%)	$112,900 (+18.97%) Land $36,300 Building $76,600
2024	$1,798.00 (+3.93%)	$94,900 (+2.93%) Land $34,500 Building $60,400	$78,660
2023	$1,730.00	$92,200 Land $34,500 Building $57,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Clemente St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Clemente St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Netafy Fixed Wireless	150 / 150