15 Clay Dr, Petal, MS 39465 Property Records

Forrest County property record for 15 Clay Dr, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,248 sqft · built 2007
Owner	Individual Name on Record
Tax Bill	$3,331 (2025)
Deeds & Mortgages	May 2019 Mortgage Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-020J-34-002.30`

Property Details

APN / Parcel Number

Primary APN	`3-020J-34-002.30`
Alternative APNs	`038082` `38082`

Interior

Full Baths	2 Baths
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	38082
Street Address	15 CLAY DR
City	PETAL
State	MS
Zip	39465-6301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 OF THE CLAYTON PLACE EAST
Legal Range	12W
Legal Township	05N
Legal Section	34
Legal Subdivision	CLAYTON PLACE EAST
Legal Lot Number	28
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1032
Census Tract	10103

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15 CLAY DR, PETAL, MS 39465-6301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Deed of Trust, Mortgage WELLS FARGO BANK NA
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage USAA FSB
May 16, 2019	Warranty Deed, Transfer
Aug 3, 2018	Warranty Deed, Transfer
Feb 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024
Deed Sale	May 20, 2024
Prior Sale	May 16, 2019
Deed Document Number	0014480503
Deed Book / Page	1448 / 0503
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	15 CLAY DR, PETAL, MS 39465-6301
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002229/301
Date	May 16, 2019
Book Page	2229/301
Instrument	790289

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	15 CLAY DR, PETAL, MS 39465-6301
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002189/190
Date	Aug 3, 2018
Book Page	2189/190
Instrument	779456

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	May 16, 2019
Property Address	15 CLAY DR, PETAL, MS 39465-6301
Document Number	1311/702
Book / Page	1311 / 702
Instrument Date	May 15, 2019
Instrument	790288
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7465 HAWKS CIR, 7465, GEORGETOWN, SC 29440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 CLAY DR, PETAL, MS 39465-6301

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Aug 3, 2018
Property Address	15 CLAY DR, PETAL, MS 39465-6301
Document Number	1287/130
Book / Page	1287 / 130
Map Reference	PL B PG 28
Instrument Date	Jul 31, 2018
Instrument	779455
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 CARRINGTON LAKES BLVD, 2919, CANTONMENT, FL 32533-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CLAY DR, PETAL, MS 39465-6301

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Feb 24, 2017
Property Address	15 CLAY DR, PETAL, MS 39465-6301
Document Number	1249/344
Book / Page	1249 / 344
Map Reference	MB B PG 28
Instrument Date	Feb 22, 2017
Instrument	759051
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 S 17TH AVE, 311, HATTIESBURG, MS 39401-6255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CLAY DR, PETAL, MS 39465-6301

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,331.00 (+87.87%) Homeowner's exemption	$20,566 (-88.96%)	$205,660 (+10.36%) Land $25,000 Building $180,660
2023	$1,773.00 Homeowner's exemption Senior Citizen's exemption	$186,350 (+9%)	$186,350 (-) Land $25,000 Building $161,350
2022		$18,635	$186,350 Land $25,000 Building $161,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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