15 Circle Dr, Decatur, IL 62521 Property Records

Macon County property record for 15 Circle Dr, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,248 sqft · built 1958
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Oct 2018)
Tax Bill	$3,863 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-13-19-231-015`

Property Details

APN / Parcel Number

Primary APN	`09-13-19-231-015`
Alternative APN	`13-19-231-015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	30,492 sqft (0.7 acres)
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	091319231015
Street Address	15 CIRCLE DR
City	DECATUR
State	IL
Zip	62521-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	CIRCLE HEIGHTS LOT 15 01BK3023/127 IRREG 98BK2782/852 72,000 00BK3020/97 60,000
Legal Subdivision	CIRCLE HEIGHTS
Legal Lot Number	15
Jurisdiction	MACON IL
Township / Civil Division	LONG CREEK
Census Block Group	1
Census Block	1009
Census Tract	2401

Owner

15 Circle Dr is owned and occupied by an individual who bought it in October 2018.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	15 CIRCLE DR, DECATUR, IL 62521-4128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Mar 1, 1998 · Amount on File
Deed Document Number	20181938878
Deed Book / Page	4647 / 427
Prior Transfer Date	Mar 31, 2016
Prior Transfer Doc	004491/373
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Oct 16, 2018
Property Address	15 CIRCLE DR, DECATUR, IL 62521-4128
Document Number	4647/427
Book / Page	4647 / 427
Map Reference	PB 982 PG 55
Instrument Date	Oct 15, 2018
Instrument	1938878
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	1938879
Date	Oct 16, 2018
Instrument	1938879

Lender

Name	DRAPER & KRAMER MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15 Circle Dr was $3,863 with exemptions applied, up 1.3% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Long Creek Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,863.00 (+1.34%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$71,480 (+10.59%) Land $8,544 Building $62,936	$214,462 (+10.59%) Land $25,635 Building $188,827
2024	$3,812.00	$64,634 Land $8,265 Building $56,369	$193,921 Land $24,797 Building $169,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Circle Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1979–2020)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Circle Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20