Warwick City property record for 15 Cindy James Cir, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 912 sqft · built 1979 |
| Lot Size | 0.163 acres (7,087 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,534 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35705400000 |
| Primary APN | 35705400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,988 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 364 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,087 sqft (0.163 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 116015001 |
|---|---|
| Street Address | 15 CINDY JAMES CIR |
| City | WARWICK |
| State | RI |
| Zip | 02889-5328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 540 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 21502 |
15 Cindy James Cir is owned and occupied by two individuals.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 CINDY JAMES CIR, WARWICK, RI 02889-5328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| May 15, 2019 | Deed of Trust, Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 15 CINDY JAMES CIR, WARWICK, RI 02889-5328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9570-99 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 9570/99 |
| Instrument | 10746 |
| Name | MR COOPER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 15 CINDY JAMES CIR, WARWICK, RI 02889-5328 |
| Document Number | 9274-331 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 15 CINDY JAMES CIR WARWICK RI 028895328, WARWICK, RI 02889-5328 |
| Document Number | 9274-331 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 009274/000331 |
| Instrument | 6753 |
| Name | MR COOPER |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 27, 2049 |
The 2025 property tax bill for 15 Cindy James Cir was $4,534.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,534.00 | $357,000 Land $111,600 Building $245,400 | |
| 2024 | $326,420 | ||
| 2023 | $4,329.00 (+5.87%) | $305,100 (+39.76%) Land $97,000 Building $208,100 | |
| 2022 | $4,089.00 | $218,300 Land $60,700 Building $157,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Cindy James Cir in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 58 (1978–2024) |
| Claims Outside the SFHA | 5 of 58 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Cindy James Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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