15 Christopher Way, Anniston, AL 36207 Property Records

Calhoun County property record for 15 Christopher Way, Anniston, AL 36207

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,247 sqft · built 1983
Lot Size	0.548 acres (23,871 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Jun 2019)
Tax Bill	$1,210 (2026)
Deeds & Mortgages	Mar 2018 Line of Credit Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-02-09-4-002-016.000`

Property Details

APN / Parcel Number

Primary APN	`21-02-09-4-002-016.000`
Alternative APNs	`180743` `61659`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,247 sqft Living Area
Gross Area	2,780 sqft
1st Floor Area	2,247 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,871 sqft (0.548 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	180743
Street Address	15 CHRISTOPHER WAY
City	ANNISTON
State	AL
Zip	36207-6317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 09 TSP 16S RNG 08E 1ST ADD TO BLKS 3 & 4 HILLYER HIGHLA NDS IN SUNSET HGTS BLK 3 LOT 4 ANNISTON ALA S9 T16 R8
Legal Range	08E
Legal Township	16S
Legal Section	09
Legal Subdivision	HILLYER HIGHLANDS
Legal Block	3
Legal Lot Number	4
Jurisdiction	CALHOUN AL
Township / Civil Division	ANNISTON
Census Block Group	3
Census Block	3003
Census Tract	900

Owner

15 Christopher Way is owned and occupied by two individuals who bought it in June 2019.

Source: Calhoun County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 CHRISTOPHER WAY, ANNISTON, AL 36207-6317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Jun 19, 2019	Survivorship Deed, Transfer · Conventional Mortgage CHEAHA BANK
Mar 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Prior Sale	Mar 21, 2017 · Amount on File
Deed Document Number	20193250-0128
Deed Book / Page	3250 / 128
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	15 CHRISTOPHER WAY, ANNISTON, AL 36207-6317
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004868/297
Date	Mar 21, 2018
Book Page	4868/297

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	ANNISTON, AL 36201

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CALHOUN AL
Recording Date	Jun 19, 2019
Property Address	15 CHRISTOPHER WAY, ANNISTON, AL 36207-6317
Document Number	003250/128
Book / Page	3250 / 128
Instrument Date	Jun 18, 2018
Instrument	3250-0128
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 COUNTY ROAD 61, FRUITHURST, AL 36262-3041

Mortgage

Document Number	004912/266
Date	Jun 19, 2019
Book Page	4912/266
Instrument	4912-0266

Lender

Name	CHEAHA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN AL
Recording Date	Mar 21, 2017
Property Address	15 CHRISTOPHER WAY, ANNISTON, AL 36207-6317
Document Number	3215/204
Book / Page	3215 / 204
Map Reference	MB L PG 26
Instrument Date	Mar 15, 2017
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1941, ANNISTON, AL 36202-1941

Tax Assessment & Valuation

The 2026 property tax bill for 15 Christopher Way was $1,210 with a homeowner's exemption, up 7.2% from the year before.

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Municipality	Anniston City
Unified School District	Anniston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,210.00 (+7.17%)
2025	$1,129.00 (-4.97%) Homeowner's exemption	$22,720 (-4.85%)	$227,180 (-4.86%) Land $30,000 Building $197,180
2024	$1,188.00 Homeowner's exemption	$23,878 (-) Land $3,000 Building $20,878	$238,780 (-) Land $30,000 Building $208,780
2023	$1,188.00 Homeowner's exemption	$23,878 (-) Land $3,000 Building $20,878	$238,780 (-) Land $30,000 Building $208,780
2022	$1,188.00 Homeowner's exemption	$23,878 Land $3,000 Building $20,878	$238,780 Land $30,000 Building $208,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Christopher Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Christopher Way is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANNISTON ALABAMA, THE WWSB OF THE CITY O serves 56,865 people · EPA ID AL0000133
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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