Sanders County property record for 15 Chet's Ct, Plains, MT 59859
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,576 sqft · built 2003 |
| Lot Size | 5.04 acres (219,586 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,417 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R353864 |
| Primary APN | R353864 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| 2nd Floor Area | 982 sqft |
| Basement Area | 1,564 sqft |
| Finished Basement | 1,564 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 219,586 sqft (5.04 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 272 sqft |
| Granary | Granary |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000002489 |
|---|---|
| Street Address | 15 CHETS CT |
| City | PLAINS |
| State | MT |
| Zip | 59859-9542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY VISTA, S14, T20 N, R26 W, LOT 004, VALLEY VISTA LOT 4, 5.041 ACRES |
| Legal Range | 26W |
| Legal Township | 20N |
| Legal Section | 14 |
| Legal Subdivision | VALLEY VISTA |
| Legal Lot Number | 4 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 1 |
| Census Block | 1229 |
| Census Tract | 100 |
15 Chet's Ct is owned by two individuals who acquired it in May 2022.
Source: Sanders County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 441, PLAINS, MT 59859-0441 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA |
| Jun 4, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Mar 4, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 24, 2018 | Deed of Trust, Mortgage LOANDEPOTCOM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2022 |
| Deed Sale | May 26, 2022 |
| Deed Document Number | 2022326079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 15 CHETS CT, PLAINS, MT 59859-9542 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | CLARK FORK TITLE INC, CLARK FORK TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 CHETS CT, PLAINS, MT 59859-9542 |
| Document Number | 321790 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 321790 |
| Name | FIRST SECURITY BANK OF MISSOULA |
|---|---|
| Type | Bank |
| Address | PLAINS, MT 59859 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 15 CHETS CT, PLAINS, MT 59859-9542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 312920 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 312920 |
| Name | MR COOPER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 15 CHETS CT, PLAINS, MT 59859-9542 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 315777 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 315777 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 15 CHETS CT, PLAINS, MT 59859-9542 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 000000309454 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 000000309454 |
| Name | LOANDEPOTCOM LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 15 Chet's Ct was $6,417, up 98.8% from the year before.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,417.00 (+98.79%) | $680,100 (-) | |
| 2025 | $3,228.00 | $680,100 | $680,100 Land $86,115 Building $593,985 |
| 2023 | $3,086.00 | $490,500 | $490,500 Land $50,019 Building $440,481 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Chet's Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Chet's Ct is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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