15 Chestnut St, Tryon, NC 28782 Property Records

Polk County property record for 15 Chestnut St, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	1 bd · 1 ba · 2,370 sqft · built 1925
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Jun 2026)
Tax Bill	$2,217 (2026)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`T8-A1`

Property Details

APN / Parcel Number

Primary APN	`T8-A1`
Alternative APN	`57512`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	2,370 sqft Finished Area
Attic	Attic
Attic Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1980
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57512
Street Address	15 CHESTNUT ST
City	TRYON
State	NC
Zip	28782-3482
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	M
Legal Description	T8A, 0T81 TRYON AREA 81
Legal Subdivision	TRYON AREA 81
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1005
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	80 COUNTRY CLUB RD, TRYON, NC 28782-9654
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Special Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT
Oct 30, 2019	Warranty Deed, Transfer · Stand-Alone Refinance BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Feb 27, 2015 · Amount on Record
Deed Book / Page	500 / 777
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 9, 2026
Property Address	15 CHESTNUT ST, TRYON, NC 28782-3482
Document Number	0500000777
Book / Page	500 / 777
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	80 COUNTRY CLUB RD, TRYON, NC 28782-9654

Mortgage

Document Number	0500000781,
Date	Jun 9, 2026
Book Page	500/781

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 5, 2027

Interest

Rate	6.23%
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 30, 2019
Property Address	15 CHESTNUT ST, TRYON, NC 28782-3482
Document Number	000444/477
Book / Page	444 / 477
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHESTNUT ST, TRYON, NC 28782-3482

Mortgage

Document Number	000444/479
Date	Oct 30, 2019
Book Page	444/479

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,217.00	$478,968 (-) Land $100,000 Building $378,968	$478,968 (-) Land $100,000 Building $378,968
2025	$2,217.00 (+34.53%)	$478,968 (+66.39%) Land $100,000 Building $378,968	$478,968 (+66.39%) Land $100,000 Building $378,968
2023	$1,648.00	$287,866 Land $72,000 Building $215,866
2021			$287,866 Land $72,000 Building $215,866

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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