15 Cherry Tree Cir, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 15 Cherry Tree Cir, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,010 sqft · built 1985
Lot Size	0.184 acres (8,024 sqft)
Owner	Company Name on Record
Last Sale	$590,000 (Jan 2023)
Tax Bill	$11,192 (2025)
Deeds & Mortgages	Jan 2023 Sale Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00078-09-00013`

Property Details

APN / Parcel Number

Primary APN	`21-00078-09-00013`
Alternative APNs	`2100078000900013` `03879013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
1st Floor Area	1,316 sqft
Upper Floors Area	725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	580 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	03879013
Street Address	15 CHERRY TREE CIR
City	HOWELL
State	NJ
Zip	07731-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	FRIENDSHIP MANOR
Legal Block	78.9
Legal Lot Number	13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1015
Census Tract	811304

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 CHERRY TREE CIR, HOWELL, NJ 07731-1546
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Bargain and Sale Deed, Transfer MADISON TITLE AGENCY LLC
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Jul 13, 2017	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Aug 8, 2002 · Amount on Record
Deed Document Number	20233812
Deed Book / Page	9631 / 390
Record Updated	Oct 29, 2026

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 17, 2023
Property Address	15 CHERRY TREE CIR, HOWELL, NJ 07731-1546
Document Number	0096310390
Book / Page	9631 / 390
Instrument Date	Jan 13, 2023
Instrument	2023003812
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$5,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 PROVIDENCE LN, HOWELL, NJ 07731-1548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHERRY TREE CIR, HOWELL, NJ 07731-1546

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 CHERRY TREE CIR, HOWELL, NJ 07731-1546
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	ALL JERSEY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094934260
Date	Mar 23, 2021
Book Page	9493/4260
Instrument	2021045645

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	82780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 CHERRY TREE CIR, HOWELL, NJ 07731-1546
Document Number	0000018311
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15 CHERRY TREE CIR HOWELL NJ 077311546, HOWELL, NJ 07731-1546

Mortgage

Document Number	0000018311
Date	Feb 18, 2020
Book Page	009397/005725
Instrument	18311

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 13, 2017
Property Address	15 CHERRY TREE CIR, HOWELL, NJ 07731-1546
Document Number	0000066514
Book / Page	009235 / 005126
Instrument Date	Jun 28, 2017
Instrument	66514
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 CHERRY TREE CIR HOWELL NJ 077311546, HOWELL, NJ 07731-1546

Mortgage

Document Number	66515
Date	Jul 13, 2017
Book Page	009235/005149
Instrument	66515

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,300 (+6.61%) Land $358,300 Building $335,000	$693,300 (+6.61%) Land $358,300 Building $335,000
2025	$11,192.00 (+5.06%)	$650,300 (+35.48%) Land $318,300 Building $332,000	$650,300 (+35.48%) Land $318,300 Building $332,000
2024	$10,653.00 (+29.57%)
2023		$480,000 Land $183,300 Building $296,700	$480,000 Land $183,300 Building $296,700
2022	$8,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 58% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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