15 Cherokee Ave, Andrews, NC 28901 Property Records

Cherokee County property record for 15 Cherokee Ave, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1999
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Dec 2023)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`559700579906000`

Property Details

APN / Parcel Number

Primary APN	`559700579906000`
Alternative APNs	`55744` `61852`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Width	160 ft Width
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	144 sqft
Deck Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61852
Street Address	15 CHEROKEE AVE
City	ANDREWS
State	NC
Zip	28901-0717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-4 BLK 4 TOWN OF TOPTON 1691/1245 A/1 A/1A D/46
Legal Block	4
Legal Lot Number	1-4
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2000
Census Tract	930102

Owner

15 Cherokee Ave is owned and occupied by an individual who bought it in December 2023.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15 CHEROKEE AVE, ANDREWS, NC 28901-0717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 24, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 20, 2023	Deed of Trust, Mortgage · FHA Mortgage ZILLOW HOME LOANS LLC
Dec 20, 2023	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Sep 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on File
Deed Sale	Dec 20, 2023 · Amount on File
Prior Sale	Sep 24, 2021 · Amount on File
Deed Document Number	6547
Deed Book / Page	1748 / 1032
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	15 CHEROKEE AVE, ANDREWS, NC 28901-0717
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHEROKEE AVE, ANDREWS, NC 28901-0717
Investor	Possibly a Property Investor

Mortgage

Document Number	0001727/72
Date	Dec 20, 2022
Book Page	1727/72
Instrument	7886

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	ANDREWS, NC 28901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	15 CHEROKEE AVE, ANDREWS, NC 28901-0717
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	REAL ADVANTAGE LLC DBA ORANG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01776/1112
Date	Apr 24, 2025
Book Page	1776/1112
Instrument	1821

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	1 BAXTER WAY STE 300, WESTLAKE VILLAGE, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	15 CHEROKEE AVE, ANDREWS, NC 28901-0717
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 SILVER EAGLE DR, CHARLOTTE, NC 28214-2486

Mortgage

Document Number	01748/1035
Date	Dec 20, 2023
Book Page	1748/1035
Instrument	6548

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	2600 MICHELSON DR # 1201, IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 20, 2023
Property Address	15 CHEROKEE AVE, ANDREWS, NC 28901-0717
Document Number	01748/1032
Book / Page	1748 / 1032
Map Reference	CAB H SL 1230
Instrument Date	Dec 20, 2023
Instrument	6547
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4019 PISGAH RD, ANDREWS, NC 28901-5501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHEROKEE AVE, ANDREWS, NC 28901-0717

Mortgage

Document Number	0017481035
Date	Dec 20, 2023
Instrument	1748/1035

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 24, 2021
Property Address	15 CHEROKEE AVE, ANDREWS, NC 28901-0717
Document Number	01691/1245
Book / Page	1691 / 1245
Map Reference	CAB H SL 1230
Instrument Date	Sep 23, 2021
Instrument	6415
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 HIWASSEE ST, MURPHY, NC 28906-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHEROKEE AVENUE, TOPTON, NC 28781
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 15 Cherokee Ave was $1,334.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,334.00	$175,370	$175,370 Land $5,100 Building $170,270
2023		$175,370	$175,370 Land $5,100 Building $170,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Cherokee Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Cherokee Ave is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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