15 Chartier Dr, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 15 Chartier Dr, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1991
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2023)
Tax Bill	$5,086 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2019 Line of Credit + 1 more
APN	`BELC M:106 L:81`

Property Details

APN / Parcel Number

Primary APN	`BELC M:106 L:81`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	2,536 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	83,200 sqft (1.91 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	15 CHARTIER DR
City	BELCHERTOWN
State	MA
Zip	01007-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA4
Legal Lot Number	81
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	3
Census Block	3002
Census Tract	820207

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CHARTIER DR, BELCHERTOWN, MA 01007-9760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Fiduciary Deed, Transfer · Stand-Alone First Mortgage MEMBER ADVANTAGE MORTGAGE LLC
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FCU
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE CLG FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Aug 28, 1992 · Amount on Record
Deed Book / Page	14863 / 185
Record Updated	Oct 29, 2026

May 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	May 19, 2023
Property Address	15 CHARTIER DR, BELCHERTOWN, MA 01007-9760
Document Number	014863-185
Book / Page	14863 / 185
Instrument Date	May 19, 2023
Instrument	7181
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1040 N PLEASANT ST APT 542, 542, AMHERST, MA 01002-3910

Mortgage

Document Number	0000007182
Date	May 19, 2023
Instrument	7182

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	15 CHARTIER DR, BELCHERTOWN, MA 01007-9760
Document Number	13436-111
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHARTIER DR BELCHERTOWN MA 010079760, BELCHERTOWN, MA 01007-9760

Mortgage

Document Number	13436-111
Date	Oct 28, 2019
Book Page	013436/000111
Instrument	21123

Lender

Name	UMASS/FIVE COLLEGE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 27, 2039

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	15 CHARTIER DR, BELCHERTOWN, MA 01007-9760
Document Number	12784-213
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12784-213
Date	Oct 24, 2017
Book Page	012784/000213
Instrument	22271

Lender

Name	UMASS/FIVE CLG FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 23, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,086.00 (+5.15%)	$350,500 (+11.02%) Land $81,900 Building $268,600	$395,200 (+2.09%)
2024	$4,837.00 (+3.33%)	$315,700 (+10.08%) Land $76,400 Building $239,300	$387,125
2023	$4,681.00	$286,800 Land $72,800 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELCHERTOWN WATER DISTRICT serves 3,253 people · EPA ID MA1024000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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