Cherokee County property record for 15 Charlie Ln, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 5 ba · 2,478 sqft · built 2005 |
| Lot Size | 2.34 acres (102,366 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,975 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 458114429565000 |
| Primary APN | 458114429565000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,478 sqft Heated Area |
| Basement Area | 2,458 sqft |
| Finished Basement | 2,458 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 102,366 sqft (2.34 acres) |
| Lot Dimensions | 328 ft deep x 375 ft wide |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 288 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 440050067597 |
|---|---|
| Street Address | 15 CHARLIE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-4040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SMITH PROP P/O 611/185 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 930502 |
15 Charlie Ln, a rural home, is owner-occupied and held in a trust since December 2015.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 15 CHARLIE LN, MURPHY, NC 28906-4040 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2015 |
| Deed Sale | Dec 31, 2015 |
| Deed Document Number | 05640 |
| Deed Book / Page | 01527 / 0460 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 15 Charlie Ln was $2,975.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,975.00 | $440,020 | $440,020 Land $18,080 Building $421,940 |
| 2023 | $440,020 | $440,020 Land $18,080 Building $421,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Charlie Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Charlie Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Peachtree Broadband Fiber.
4G LTE only, no 5G reported
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