Suffolk County and Riverhead Town property record for 15 Charles St, Riverhead, NY 11901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 800 sqft · built 1959 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,380 (2024) |
| Deeds & Mortgages | Jan 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 105.-2-22 |
| Primary APN | 473000 105.-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Foundation Type | No Foundation |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Canal |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 17 |
|---|---|
| Street Address | 15 CHARLES ST |
| City | RIVERHEAD |
| State | NY |
| Zip | 11901-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 |
| Legal Description | MILL BROOK GABLES NLY 99.95 OF LOT 7 1544 |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 169800 |
15 Charles St, a single family home, is owned by a company.
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 160 KINGS DR, RIVERHEAD, NY 11901-6205 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 15 CHARLES ST, RIVERHEAD, NY 11901-2514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235600405 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 23560/405 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2053 |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Riverhead Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,000 Land $5,500 Building $14,500 | $245,098 Land $67,402 Building $177,696 | |
| 2024 | $4,380.00 | ||
| 2023 | $20,000 Land $5,500 Building $14,500 | $215,285 Land $59,203 Building $156,082 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Charles St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2010) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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