15 Charles St, Newark, OH 43055 Property Records

Licking County property record for 15 Charles St, Newark, OH 43055

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,769 sqft · built 1900
Lot Size	0.099 acres (4,312 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2025)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-275598-00.000`

Property Details

APN / Parcel Number

Primary APN	`054-275598-00.000`
Alternative APN	`5427559800000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,769 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	779 sqft
Upper Floors Area	728 sqft
Attic	Attic
Attic Area	262 sqft
Basement Area	763 sqft
Finished Basement	763 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,312 sqft (0.099 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	217 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15 CHARLES ST
City	NEWARK
State	OH
Zip	43055-5957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3205 PT CHARLES KIBLERS 1ST ADD
Legal Subdivision	LOG POND RD TO MYRTLE AVE
Legal Lot Number	3205
Jurisdiction	LICKING OH
Township / Civil Division	NEWARK
Census Block Group	3
Census Block	3007
Census Tract	751900

Owner

15 Charles St is owned and occupied by two individuals who bought it in August 2025.

Source: Licking County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4520 BURNET RD, AUSTIN, TX 78756-3025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage PRIME EQUITY MORTGAGE
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 16, 2017	Deed of Trust, Mortgage HOPEWELL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on File
Deed Sale	Aug 13, 2025 · Amount on File
Prior Sale	Jan 16, 2015 · Amount on File
Deed Document Number	202514903
Prior Transfer Date	Nov 19, 1999
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Recording Date	Jul 20, 2026
Property Address	15 CHARLES ST, NEWARK, OH 43055-5957
Document Number	0000014471
Instrument Date	Jul 15, 2026
Instrument	202614471
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHARLES ST, NEWARK, OH 43055-5957

Mortgage

Document Number	0000014471,
Date	Jul 20, 2026
Instrument	202614471

Lender

Name	PRIME EQUITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	15 CHARLES ST, NEWARK, OH 43055-5957
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013697
Date	May 7, 2021
Instrument	202105070013697

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	15 CHARLES ST, NEWARK, OH 43055-5957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017216
Date	Aug 16, 2017
Instrument	201708160017216

Lender

Name	HOPEWELL FCU
Type	Credit Union
Address	HEATH, OH 43056

Agreement

Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 15 Charles St was $1,941 with a homeowner's exemption.

Source: Licking County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Licking County
Municipality	Newark City
Unified School District	Newark City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00	$55,940 Land $8,020 Building $47,920
2023	$2,868.00	$53,840 Land $8,020 Building $45,820	$159,800 Land $22,900 Building $136,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK CITY PWS serves 49,934 people · EPA ID OH4502314
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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