15 Charity, Irvine, CA 92612 Property Records

Orange County property record for 15 Charity, Irvine, CA 92612

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,192 sqft · built 1994
Lot Size	0.145 acres (6,300 sqft)
Owner	Company Name on Record
Last Sale	$1,959,000 (Aug 2018)
Tax Bill	$22,092 (2025)
Deeds & Mortgages	Oct 2021 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`463-711-65`

Property Details

APN / Parcel Number

Primary APN	`463-711-65`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Building Area	3,192 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	6,300 sqft (0.145 acres)
Garage Area	655 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15 CHARITY
City	IRVINE
State	CA
Zip	92612-3266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14634 BLK LOT 15
Legal Subdivision	CONCORDIA
Legal Tract	14634
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2001
Census Tract	62628

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 CHARITY, IRVINE, CA 92612-3266
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Intrafamily Transfer, Transfer
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TJ FINANCIAL INC
Aug 29, 2018	Grant Deed, Transfer · ARM CATHAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Jun 3, 2015 · Amount on Record
Deed Document Number	2018317451
Last Transfer Date	Sep 30, 2021
Transfer Doc	0000648220
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 25, 2021
Property Address	15 CHARITY, IRVINE, CA 92612-3266
Document Number	0000648220
Map Reference	MB 715 PG 48-50
Instrument Date	Sep 30, 2021
Instrument	2021000648220
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15 CHARITY, IRVINE, CA 92612-3266

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 CHARITY, IRVINE, CA 92612-3266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHARITY, IRVINE, CA 92612-3266

Mortgage

Document Number	0000573365
Date	Oct 15, 2020
Instrument	2020000573365

Lender

Name	TJ FINANCIAL INC
Type	Funding / Finance Company
Address	MONROVIA, CA 91016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 29, 2018
Property Address	15 CHARITY, IRVINE, CA 92612-3266
Document Number	0000317451
Map Reference	MB715 PG48-50
Instrument Date	Jul 25, 2018
Instrument	2018000317451
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15 CHARITY, IRVINE, CA 92612-3266

Mortgage

Document Number	0000317452
Date	Aug 29, 2018
Instrument	2018000317452

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,229,006 (+2%) Land $1,817,330 Building $411,676
2025	$22,092.00 (+4.45%) Homeowner's exemption	$2,185,300 (+4.04%) Land $1,781,696 Building $403,604
2023	$21,151.00 (+2.01%) Homeowner's exemption	$2,100,443 Land $1,712,510 Building $387,933
2022	$20,735.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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