15 Chapman Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 15 Chapman Ave, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1957
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jul 2005)
Tax Bill	$11,215 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-04501-0000-00056`

Property Details

APN / Parcel Number

Primary APN	`35-04501-0000-00056`
Alternative APNs	`3506010000000045` `00092160`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	11,199 sqft (0.257 acres)
Lot Dimensions	112 ft deep x 100 ft wide
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	286 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00092160
Street Address	15 CHAPMAN AVE
City	NEPTUNE
State	NJ
Zip	07753-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	HAMILTON TERRACE ESTATES
Legal Block	4501
Legal Lot Number	56
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	1
Census Block	1017
Census Tract	808002

Owner

15 Chapman Ave is owned and occupied by two individuals who bought it in July 2005.

Source: Monmouth County and Neptune Township records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 CHAPMAN AVE, NEPTUNE, NJ 07753-3406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 13, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 26, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2005 · Amount on File
Deed Sale	Jul 21, 2005 · Amount on File
Deed Book / Page	8478 / 9138
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 10, 2026
Property Address	15 CHAPMAN AVE, NEPTUNE, NJ 07753-3406
Document Number	0000056498
Book / Page	9802 / 1243
Instrument Date	Jun 23, 2026
Instrument	202656498
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHAPMAN AVE, NEPTUNE, NJ 07753-3406

Mortgage

Document Number	0000056498,
Date	Jul 10, 2026
Book Page	9802/1243
Instrument	202656498

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 CHAPMAN AVE, NEPTUNE, NJ 07753-3406
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHAPMAN AVE, NEPTUNE, NJ 07753-3406

Mortgage

Document Number	0096210679
Date	Oct 24, 2022
Book Page	9621/679
Instrument	2022105562

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 CHAPMAN AVE, NEPTUNE, NJ 07753-3406
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHAPMAN AVE, NEPTUNE, NJ 07753-3406

Mortgage

Document Number	0096195456
Date	Oct 13, 2022
Book Page	9619/5456
Instrument	2022102520

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 CHAPMAN AVE, NEPTUNE, NJ 07753-3406
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095388755
Date	Aug 26, 2021
Book Page	9538/8755
Instrument	2021129930

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 15 Chapman Ave was $11,215, up 30.2% from the year before.

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,100 (+3.54%) Land $393,400 Building $237,700	$631,100 (+3.54%) Land $393,400 Building $237,700
2025	$11,215.00 (+30.21%)	$609,500 Land $316,200 Building $293,300	$609,500 Land $316,200 Building $293,300
2024	$8,613.00
2023		$452,800 Land $213,800 Building $239,000	$452,800 Land $213,800 Building $239,000
2022	$7,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Chapman Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Chapman Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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