Otsego County and Oneonta Town property record for 15 Ceperley Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,271 sqft · built 1925 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (Sep 2005) |
| Tax Bill | $3,471 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.07-4-44.00 |
| Primary APN | 364600 299.07-4-44.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,271 sqft Living Area |
| 1st Floor Area | 941 sqft |
| Upper Floors Area | 330 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 138 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 113500 |
|---|---|
| Street Address | 15 CEPERLEY AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 998 0 0 |
| Legal Block | 4 |
| Legal Lot Number | 44.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 590800 |
15 Ceperley Ave is owned and occupied by an individual who bought it in September 2005.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 CEPERLEY AVE, ONEONTA, NY 13820-2143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2005 · Amount on File |
| Deed Sale | Sep 9, 2005 · Amount on File |
| Prior Sale | Apr 21, 1998 · Amount on File |
| Deed Book / Page | 1086 / 288 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 15 Ceperley Ave was $3,471 with a veteran's exemption, down 2.6% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,471.00 (-2.55%) Veteran's exemption | ||
| 2025 | $3,562.00 | $109,200 Land $21,100 Building $88,100 | $156,000 Land $30,143 Building $125,857 |
| 2023 | $1,135.00 | $109,200 (-) Land $21,100 Building $88,100 | $140,000 (+12.82%) Land $27,051 Building $112,949 |
| 2022 | $109,200 Land $21,100 Building $88,100 | $124,091 Land $23,977 Building $100,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Ceperley Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1993–2011) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Ceperley Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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