15 Centre Ter, Rochester, NY 14617 Property Records

Monroe County and Irondequoit Town property record for 15 Centre Ter, Rochester, NY 14617

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,604 sqft · built 1940
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,228 (2026)
Deeds & Mortgages	Jul 2026 Sale May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`263400 047.64-2-14`

Property Details

APN / Parcel Number

Primary APN	`263400 047.64-2-14`
Alternative APNs	`34000476400002014000` `11100000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,172 sqft
Upper Floors Area	432 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 63 ft wide
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11100000000
Street Address	15 CENTRE TER
City	ROCHESTER
State	NY
Zip	14617-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0002-14-07 YB1948 SUMMERVILLE LR53
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	3
Census Block	3004
Census Tract	10100

Owner

15 Centre Ter is owner-occupied and held in a trust since July 2026.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12 MORNINGSTAR DR, ROCHESTER, NY 14606-3911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer CSC DOCUMENT RECORDING
May 4, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 15, 2026
Transfer Doc	0003443909
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 17, 2026
Property Address	15 CENTRE TER, ROCHESTER, NY 14617-1103
Document Number	0003443909
Book / Page	13212 / 328
Instrument Date	Jul 15, 2026
Instrument	20263443909
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	12 MORNINGSTAR DR, ROCHESTER, NY 14606-3911

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	15 CENTRE TER, ROCHESTER, NY 14617-1103
Document Number	0000000087
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CENTRE TER ROCHESTER NY 146171103, ROCHESTER, NY 14617-1103

Mortgage

Document Number	0000000087
Date	May 14, 2020
Book Page	028512/000229
Instrument	87

Lender

Name	MANUFACTURERS & TRADERS TR
Address	ROCHESTER, NY 14617

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15 Centre Ter was $7,228 with exemptions applied, up 40.6% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	West Irondequoit Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,228.00 (+40.6%) Homeowner's exemption Senior Citizen's exemption
2025	$5,141.00	$190,000 Land $25,000 Building $165,000	$226,200 Land $29,763 Building $196,437
2023		$190,000 (+74.95%) Land $25,000 Building $165,000	$190,000 (+36.49%) Land $25,000 Building $165,000
2022		$108,600 Land $24,800 Building $83,800	$139,200 Land $31,788 Building $107,412
2021	$3,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Centre Ter in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	107 units insured incl. 102 condo units
Nearby Flood Claims	8 (1998–2017)
Claims Outside the SFHA	5 of 8
Most Recent Claim	May 2017 · Flooding
Claims by Event	Flooding, May 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Centre Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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