15 Central St, Apt 1, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 15 Central St, Apt 1, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 930 sqft · built 1880
Lot Size	0.056 acres (2,453 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2018)
Tax Bill	$3,979 (2025)
Deeds & Mortgages	Dec 2020 Refinance Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RMD`

Property Details

APN / Parcel Number

Primary APN	`RMD`
Alternative APNs	`BEVE M:0005 B:0281 L:0001` `1142`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	3 Units
Stories	1 Story
Building Area	930 sqft Living Area
Gross Area	1,066 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,453 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1142
Street Address	15 CENTRAL ST, 1
City	BEVERLY
State	MA
Zip	01915-5649
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMD
Legal Block	281
Legal Lot Number	1
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3000
Census Tract	217402

Owner

15 Central St, Apt 1 is owned and occupied by an individual who bought it in June 2018.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 CENTRAL ST, 1, BEVERLY, MA 01915-5649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Jun 25, 2018	Quit Claim Deed, Transfer SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	May 22, 2009 · Amount on File
Deed Book / Page	36813 / 38
Transfer Doc	0036813-38
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	15 CENTRAL ST APT 1, 1, BEVERLY, MA 01915-5649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39333-337
Date	Dec 23, 2020
Book Page	39333/337
Instrument	20201223000760

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jun 25, 2018
Property Address	15 CENTRAL ST APT 1, 1, BEVERLY, MA 01915-5649
Document Number	36813-38
Book / Page	36813 / 38
Instrument	180625004260
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CENTRAL ST # 1, 1, BEVERLY, MA 01915-5649

Mortgage

Document Number	368130040
Date	Jun 25, 2018
Instrument	36813/0040

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 Central St, Apt 1 was $3,979, down 1.9% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,979.00 (-1.87%)	$362,100 (+0.28%) Building $362,100	$424,650
2024	$4,055.00 (+7.76%)	$361,100 (+8.05%) Building $361,100
2023	$3,763.00	$334,200 Building $334,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Central St, Apt 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	116 units insured incl. 106 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Central St, Apt 1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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