15 Centennial Ct, Monroe Township, NJ 08831 Property Records

Middlesex County and Monroe Township property record for 15 Centennial Ct, Monroe Township, NJ 08831

Property Summary

Property Type	Single Family Home
Details	3,888 sqft · built 1987
Lot Size	0.819 acres (35,676 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Oct 2017)
Tax Bill	$19,713 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00077-0000-00004-9`

Property Details

APN / Parcel Number

Primary APN	`12-00077-0000-00004-9`
Alternative APN	`12000770000000040009`

Interior

Building Area	3,888 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	35,676 sqft (0.819 acres)

Location & Zoning

Street Address	15 CENTENNIAL CT
City	MONROE TOWNSHIP
State	NJ
Zip	08831-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	.819 ACRES
Legal Subdivision	CENTENNIAL COURT
Legal Block	77
Legal Lot Number	4.9
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	8212

Owner

15 Centennial Ct is owned and occupied by two individuals who bought it in October 2017.

Source: Middlesex County and Monroe Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 CENTENNIAL CT, MONROE TOWNSHIP, NJ 08831-3218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU
May 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 29, 2018	Quit Claim Deed, Transfer AMERICAN LAND TITLE ASSOCIATION
Oct 12, 2017	Grant Deed, Transfer PROPERTY TRANSFER SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2017 · Amount on File
Deed Sale	Oct 12, 2017 · Amount on File
Deed Document Number	2017153
Deed Book / Page	7054 / 379
Prior Transfer Date	Sep 20, 2017
Prior Transfer Doc	0010120153
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	15 CENTENNIAL CT, MONROE TOWNSHIP, NJ 08831-3218
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060480
Date	Oct 3, 2025
Book Page	19841/1358
Instrument	2025060480

Lender

Name	UNITED TELETECH FINANCIAL FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 2, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	May 3, 2022
Property Address	15 CENTENNIAL CT, MONROE TOWNSHIP, NJ 08831-3218
Document Number	0000043538
Book / Page	18915 / 1327
Instrument Date	Dec 21, 2021
Instrument	2022043538
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 CENTENNIAL CT, 15, MONROE, NJ 08831-3218

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 CENTENNIAL CT, MONROE, NJ 08831-3218

Mortgage

Document Number	0000043539
Date	May 3, 2022
Instrument	2022043539

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	296 Months
Due	Jan 1, 2047

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 29, 2018
Property Address	15 CENTENNIAL CT, MONROE TOWNSHIP, NJ 08831-3218
Document Number	0000007320
Book / Page	017071 / 000008
Instrument Date	Nov 20, 2017
Instrument	7320
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 CENTENNIAL CT MONROE NJ 088313218, MONROE, NJ 08831-3218

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 12, 2017
Property Address	15 CENTENNIAL CT, MONROE TOWNSHIP, NJ 08831-3218
Document Number	0000017158
Book / Page	007054 / 000379
Instrument Date	Sep 20, 2017
Instrument	17158
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	PROPERTY TRANSFER SERVICES INC

Transaction

Amount	Amount on Record
Tax	$800.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 CENTENNIAL CT MONROE NJ 088313218, MONROE, NJ 08831-3218

Tax Assessment & Valuation

The 2025 property tax bill for 15 Centennial Ct was $19,713, up 3% from the year before.

Source: Middlesex County and Monroe Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Monroe Township
Unified School District	Monroe Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$685,900 (-) Land $271,000 Building $414,900	$685,900 (-) Land $271,000 Building $414,900
2025	$19,713.00 (+2.98%)	$685,900 Land $271,000 Building $414,900	$685,900 Land $271,000 Building $414,900
2024	$19,143.00
2023		$685,900 Land $271,000 Building $414,900	$685,900 Land $271,000 Building $414,900
2022	$18,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Centennial Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	19 units insured incl. 18 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Centennial Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE TWP UTILITY DEPARTMENT serves 36,000 people · EPA ID NJ1213002
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon, Xfinity.

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