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15 Cedarwood Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 15 Cedarwood Ln, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,118 sqft · built 1965
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$860,000 (Aug 2023)
Tax Bill$18,196 (2024)
Deeds & MortgagesNov 2021 Mortgage
Jul 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN473489 177.-4-28

Property Details

APN / Parcel Number

Primary APN473489 177.-4-28
Alternative APNs
  • 0800-177.00-04.00-028.000
  • 348917700000040280000000
  • 47340040240

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,118 sqft Living Area
Gross Area2,568 sqft
1st Floor Area1,024 sqft
2nd Floor Area1,094 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
View / LotSuburban
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address15 CEDARWOOD LN
CityCOMMACK
StateNY
Zip11725-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-591776 TC-52 *4113 LOT 7 MAP OF QUEENS FAIR WOODS
Legal SubdivisionQUEENS FAIR WOODS
Legal Block4
Legal Lot Number28
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2014
Census Tract135205

Owner

Source: Suffolk County and Smithtown Town records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1325 PION AVE, BRONX, NY 10452
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 6, 2026Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 15, 2023Deed, Transfer · Stand-Alone First Mortgage
PLAINS COMMERCE BANK
Dec 28, 2016Deed of Trust, Mortgage · FHA Mortgage
PLAZA HM MTG
Dec 28, 2016Loan Modification, Consolidation and Extension, Mortgage
PLAZA HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleAug 18, 2014 · Amount on Record
Deed Book / Page13213 / 994
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address15 CEDARWOOD LN, COMMACK, NY 11725-5603
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233430178
DateNov 8, 2021
Book Page23343/178
InstrumentDM045640
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueDec 1, 2047

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Recording DateJul 6, 2026
Property Address15 CEDARWOOD LN, COMMACK, NY 11725-5603
Document Number2373000204
Book / Page23735 / 204
Instrument DateMar 3, 2026
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CEDARWOOD LN, COMMACK, NY 11725-5603

Mortgage

Document Number2373000204,
DateJul 6, 2026
Book Page23735/204
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.11%
Max Rate-1%

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateAug 15, 2023
Property Address15 CEDARWOOD LN, COMMACK, NY 11725-5603
Document Number0132130994
Book / Page13213 / 994
Instrument DateJun 30, 2023
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1325 PION AVE, BRONX, NY 10452
InvestorPossibly a Property Investor

Mortgage

Document Number0023528677
DateAug 15, 2023
Instrument23528/677
Lender
NamePLAINS COMMERCE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term349 Months
DueSep 1, 2052

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address15 CEDARWOOD LN, COMMACK, NY 11725-5603
Document Number0227860003
Book / Page022786 / 000003
Instrument DateDec 28, 2016
Transaction TypeMortgage
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 CEDARWOOD LN COMMACK NY 117255603, COMMACK, NY 11725-5603

Mortgage

Document Number0227860003
DateFeb 2, 2017
Book Page022786/000003
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

December 2016: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address15 CEDARWOOD LN, COMMACK, NY 11725-5603
Document Number0227980275
Instrument DateDec 28, 2016
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyFIRST EQUITY ABSTRACT CORPORATION, FIRST EQTY ABS CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CEDARWOOD LN COMMACK NY 117255603, COMMACK, NY 11725-5603

Mortgage

Document Number0227980275
DateMar 15, 2017
Book Page022798/000275
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressJACKSONVILLE, FL 32256
Agreement
AmountAmount Recorded
Term360 Months
DueMar 14, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,935 (-) Land $300 Building $6,635$866,875 (+10,775.36%) Land $37,500 Building $829,375
2024$18,196.00
2023$6,935 Land $300 Building $6,635$7,971 Land $345 Building $7,626

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1981–2015)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

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