15 Cedarbrook Cir, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 15 Cedarbrook Cir, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,515 sqft · built 2003
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Sep 2003)
Tax Bill	$15,125 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109.05-1-56`

Property Details

APN / Parcel Number

Primary APN	`109.05-1-56`
Alternative APNs	`2642001090500001090000` `264200 109.05-1-90.1`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,515 sqft Living Area
1st Floor Area	1,782 sqft
2nd Floor Area	1,733 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	64,904 sqft (1.49 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	684 sqft
Porch	Slab
Porch Area	365 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	109.05-1-56
Street Address	15 CEDARBROOK CIR
City	PENFIELD
State	NY
Zip	14526-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Subdivision	CEDARBROOK CIRCLE SUBDIVISION
Legal Block	1
Legal Lot Number	90.100
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	3
Census Block	3008
Census Tract	11504

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CEDARBROOK CIR, PENFIELD, NY 14526-9569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit ESL FCU
Sep 23, 2025	Deed of Trust, Mortgage MICHAEL MONILE
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2003 · Amount on Record
Deed Sale	Sep 22, 2003 · Amount on Record
Prior Sale	Jun 23, 2003 · Amount on Record
Deed Book / Page	9849 / 296
Last Transfer Date	Jul 22, 2009
Transfer Doc	0000000343
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	15 CEDARBROOK CIR, PENFIELD, NY 14526-9569
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO UPST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202503347310
Date	Oct 23, 2025
Book Page	31171/122
Instrument	202503347310

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	15 CEDARBROOK CIR, PENFIELD, NY 14526-9569
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	EVOLUTION TITLE AGENCY, REVOLUTION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 S MAIN ST, PITTSFORD, NY 14534-2144

Mortgage

Document Number	202503337262
Date	Sep 23, 2025
Book Page	31145/728
Instrument	202503337262

Lender

Name	MICHAEL MONILE
Type	Private Party
Address	15 CEDARBROOK CIR, PENFIELD, NY 14526

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 22, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	15 CEDARBROOK CIR, PENFIELD, NY 14526-9569
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	WEBTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CEDARBROOK CIR, PENFIELD, NY 14526-9569

Mortgage

Document Number	0000000687
Date	Apr 15, 2022
Book Page	29836/317
Instrument	202204150687

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,125.00 (+8.55%)
2025	$13,934.00 (-5.38%)	$507,300 (-) Land $110,000 Building $397,300	$676,400 (+25.33%) Land $146,667 Building $529,733
2023		$507,300 (-) Land $110,000 Building $397,300	$539,700 (+6.39%) Land $117,025 Building $422,675
2022		$507,300 Land $110,000 Building $397,300	$507,300 Land $110,000 Building $397,300
2021	$14,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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