Sussex County and Sparta Township property record for 15 Cedar Tree Ln, Sparta, NJ 07871
| Property Type | Single Family Home |
|---|---|
| Details | 1,222 sqft · built 1960 |
| Lot Size | 0.419 acres (18,239 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Jun 2024) |
| Tax Bill | $10,468 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-02021-0000-00039 |
| Primary APN | 18-02021-0000-00039 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Lot Area | 18,239 sqft (0.419 acres) |
| Lot Dimensions | 228 ft deep x 80 ft wide |
| Old Parcel Number | 18000180500042 |
|---|---|
| Street Address | 15 CEDAR TREE LN |
| City | SPARTA |
| State | NJ |
| Zip | 07871-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | SQUIRE HILLS SEC 1-A |
| Legal Block | 2021 |
| Legal Lot Number | 39 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | SPARTA |
| Census Block Group | 6 |
| Census Block | 6004 |
| Census Tract | 373400 |
Source: Sussex County and Sparta Township records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 CEDAR TREE LN, SPARTA, NJ 07871-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 13, 2026 | Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE |
| Jan 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 4, 2024 | Deed, Transfer · Stand-Alone First Mortgage CHRISTIAN VEGA IRA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on Record |
| Deed Sale | Jun 6, 2024 · Amount on Record |
| Prior Sale | Jan 4, 2024 · Amount on Record |
| Deed Document Number | 20249319 |
| Deed Book / Page | 10315 / 1693 |
| Prior Transfer Date | Nov 1, 2023 |
| Prior Transfer Doc | 0102891975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Aug 13, 2026 |
| Property Address | 15 CEDAR TREE LN, SPARTA, NJ 07871-2306 |
| Document Number | 0000015558 |
| Book / Page | 10475 / 273 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202615558 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 CEDAR TREE LN, SPARTA, NJ 07871-2306 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 15 CEDAR TREE LN, SPARTA, NJ 07871-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 15 CEDAR TREE LN, SPARTA, NJ 07871-2306 |
| Document Number | 0104311398 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 10431/1398 |
| Instrument | 2026001104 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Jan 4, 2024 |
| Property Address | 15 CEDAR TREE LN, SPARTA, NJ 07871-2306 |
| Document Number | 0102891975 |
| Book / Page | 10289 / 1975 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2024000230 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | TITLE ON DEMAND/NJ INC, TITLE ON DEMAND OF NJ INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2024000231 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 2024000231 |
| Name | CHRISTIAN VEGA IRA |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 15, 2024 |
Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Sparta Township |
| Unified School District | Sparta Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,400 (-) Land $134,600 Building $150,800 | $285,400 (-) Land $134,600 Building $150,800 | |
| 2025 | $10,468.00 (+21.58%) | $285,400 (+18.97%) Land $134,600 Building $150,800 | $285,400 (+18.97%) Land $134,600 Building $150,800 |
| 2024 | $8,610.00 (+5.5%) | ||
| 2023 | $239,900 (-) Land $134,600 Building $105,300 | $239,900 (-) Land $134,600 Building $105,300 | |
| 2022 | $8,161.00 (+1.62%) | $239,900 Land $134,600 Building $105,300 | $239,900 Land $134,600 Building $105,300 |
| 2021 | $8,031.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.36 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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