15 Cedar St, Northampton, MA 01060 Property Records

Hampshire County and Northampton City property record for 15 Cedar St, Northampton, MA 01060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,665 sqft · built 1900
Lot Size	0.488 acres (21,240 sqft)
Owner	2 Individual Names on File
Last Sale	$383,500 (Mar 2018)
Tax Bill	$9,492 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
APN	`NHAM M:038C B:0036 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:038C B:0036 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,665 sqft Living Area
1st Floor Area	1,118 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	21,240 sqft (0.488 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 CEDAR ST
City	NORTHAMPTON
State	MA
Zip	01060-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Block	36
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1032
Census Tract	822200

Owner

15 Cedar St is owned and occupied by two individuals who bought it in March 2018.

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 CEDAR ST, NORTHAMPTON, MA 01060-4201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on File
Deed Sale	Mar 12, 2018 · Amount on File
Prior Sale	Dec 4, 1992 · Amount on File
Deed Book / Page	12900 / 2
Record Updated	Sep 20, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Mar 12, 2018
Property Address	15 CEDAR ST, NORTHAMPTON, MA 01060-4201
Document Number	12900-2
Book / Page	012900 / 000002
Instrument Date	Mar 9, 2018
Instrument	4491
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,748.76
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 BEDFORD TER #4 NORTHAMPTON MA 010602151, 4, NORTHAMPTON, MA 01060-2151

Mortgage

Document Number	12900-5
Date	Mar 12, 2018
Book Page	012900/000005
Instrument	4492

Lender

Name	FLORENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 Cedar St was $9,492.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,492.00	$681,400 Land $152,800 Building $528,600	$702,240 (+8.04%)
2024			$649,990
2023	$7,915.00	$499,700 Land $138,700 Building $361,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 15 Cedar St; there have been 29 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	29 (1984–2023)
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Tropical Storm Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Oct 2005 · 2 claims Severe Storms & Flooding, Apr 1987 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar St

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