Campbell County property record for 15 Cedar Pt, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,000 sqft · built 1986 |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jun 2021) |
| Tax Bill | $3,939 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-354.00 |
| Primary APN | 999-99-18-354.00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 150 ft deep x 91 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999918354.00 |
|---|---|
| Street Address | 15 CEDAR PT |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 LOCUST POINT SUBD SEC 2 |
| Legal Subdivision | LOCUST POINT |
| Legal Phase | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 52900 |
Source: Campbell County records · APN 999-99-18-354.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 15 CEDAR PT, COLD SPRING, KY 41076-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2021 · Amount on Record |
| Deed Sale | Jun 02, 2021 · Amount on Record |
| Deed Document Number | 5133205 |
| Deed Book / Page | D825 / 507 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 15 CEDAR PT, COLD SPRING, KY 41076-1743 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 15 CEDAR PT, COLD SPRING, KY 41076-1743 |
| Document Number | 0005312778 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | M2398/532 |
| Instrument | 5312778 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 02, 2021 |
| Property Address | 15 CEDAR PT, COLD SPRING, KY 41076-1743 |
| Document Number | 0005133205 |
| Book / Page | D825 / 507 |
| Map Reference | MB 10 PG 27-J-1 |
| Instrument Date | May 28, 2021 |
| Instrument | 5133205 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 WHISPERING WOODS LN, 123, ALEXANDRIA, KY 41001-9226 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 15 CEDAR PT, COLD SPRING, KY 41076-1743 |
| Document Number | 0005133206 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 5133206 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,939.00 (+1%) | $325,000 (-) Land $40,000 Building $285,000 | $325,000 (-) Land $40,000 Building $285,000 |
| 2023 | $3,900.00 (-3.99%) | $325,000 (-) Land $40,000 Building $285,000 | $325,000 (-) Land $40,000 Building $285,000 |
| 2022 | $4,062.00 | $325,000 Land $35,000 Building $290,000 | $325,000 Land $35,000 Building $290,000 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370529003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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