15 Cedar Ln, Raymond, ME 04071 Property Records

Cumberland County and Raymond Town property record for 15 Cedar Ln, Raymond, ME 04071

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,680 sqft · built 2020
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,514 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B0115R`

Property Details

APN / Parcel Number

Primary APN	`B0115R`
Alternative APN	`RYMD M:010 L:011 S:D00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
Gross Area	6,010 sqft
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,734 sqft (2.06 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	B0115R
Street Address	15 CEDAR LN
City	RAYMOND
State	ME
Zip	04071-6381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRR1
Legal Lot Number	11
Jurisdiction	RAYMOND ME
Township / Civil Division	RAYMOND
Census Block Group	1
Census Block	1006
Census Tract	12002

Owner

15 Cedar Ln is owned and occupied by two individuals.

Source: Cumberland County and Raymond Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 CEDAR LN, RAYMOND, ME 04071-6381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage BATH SAVINGS INSTITUTION
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BATH SAVINGS INSTITUTION
Nov 2, 2020	Deed of Trust, Construction Loan · Construction Mortgage BATH SVGS INSTITUTION
Aug 17, 2020	Warranty Deed, Transfer NOT AVAILABLE
Aug 17, 2020	Grant Deed, Transfer NOT AVAILABLE
Jan 26, 2018	Deed of Trust, Mortgage GORHAM SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	15 CEDAR LN, RAYMOND, ME 04071-6381
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0417340209
Date	Sep 19, 2025
Book Page	41734/209
Instrument	38230

Lender

Name	BATH SAVINGS INSTITUTION
Type	Bank

Agreement

Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	15 CEDAR LN, RAYMOND, ME 04071-6381
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391070320
Date	Jan 21, 2022
Book Page	39107/320
Instrument	4157

Lender

Name	BATH SAVINGS INSTITUTION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2047

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Recording Date	Nov 2, 2020
Property Address	15 CEDAR LN, RAYMOND, ME 04071-6381
Document Number	0373750235
Book / Page	037375 / 000235
Instrument Date	Oct 30, 2020
Instrument	70381
Transaction Type	Construction Loan
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CEDAR LN RAYMOND ME 04071, RAYMOND, ME 04071

Mortgage

Document Number	373750235
Date	Nov 2, 2020
Book Page	037375/000235
Instrument	70381

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAYMOND ME
Recording Date	Aug 17, 2020
Property Address	15 CEDAR LN, RAYMOND, ME 04071-6381
Document Number	0370600254
Book / Page	037060 / 000254
Instrument Date	Aug 17, 2020
Instrument	49395
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 SYDNEYS WAY GORHAM ME 040385864, GORHAM, ME 04038-5864

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAYMOND ME
Recording Date	Aug 17, 2020
Property Address	15 CEDAR LN, RAYMOND, ME 04071-6381
Document Number	0370600250
Book / Page	037060 / 000250
Instrument Date	Aug 10, 2020
Instrument	49394
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 SYDNEYS WAY GORHAM ME 040385864, GORHAM, ME 04038-5864

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	15 CEDAR LN, RAYMOND, ME 04071-6381
Document Number	0346260213
Book / Page	034626 / 000213
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	0 CEDAR LN RAYMOND ME 04071, RAYMOND, ME 04071

Mortgage

Document Number	0346260213
Date	Jan 30, 2018
Book Page	034626/000213
Instrument	4739

Lender

Name	GORHAM SVGS BK
Type	Federal Savings Bank
Address	GORHAM, ME 04038

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 29, 2038

Tax Assessment & Valuation

Source: Cumberland County and Raymond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Raymond Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$13,514.00 (+8.56%)	$785,700 (+0.36%) Land $325,100 Building $460,600
2023	$12,448.00 (+5.99%)	$782,900 (-) Land $325,100 Building $457,800
2022	$11,744.00	$782,900 Land $325,100 Building $457,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Cedar Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

4G LTE only, no 5G reported

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