Beaufort County property record for 15 Carnegie St, Bluffton, SC 29910 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,500 sqft · built 2008 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,350,000 (Jul 2025) |
| Tax Bill | $20,540 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R61404600000590000 |
| Primary APN | R61404600000590000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 13026096 |
|---|---|
| Old Parcel Number | R61404600000590000 |
| Street Address | 15 CARNEGIE ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 351 PALMETTO BLUFF VILLAGE BLOCK E PB114 P107-109 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | E |
| Legal Lot Number | 351 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1138 |
| Census Tract | 2102 |
Source: Beaufort County records · APN R61404600000590000
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 CARNEGIE ST, BLUFFTON, SC 29910-8381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2023 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Mar 25, 2020 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | May 09, 2023 · Amount on Record |
| Deed Document Number | 2025034066 |
| Deed Book / Page | 4451 / 2413 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 09, 2023 |
| Property Address | 15 CARNEGIE ST, BLUFFTON, SC 29910-8381 |
| Document Number | 0000021443 |
| Book / Page | 4240 / 1839 |
| Map Reference | MB 114 PG 107 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023021443 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,114.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 CARNEGIE ST, BLUFFTON, SC 29910-8381 |
| Document Number | 0000021444 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 2023021444 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jun 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 25, 2020 |
| Property Address | 15 CARNEGIE ST, BLUFFTON, SC 29910-8381 |
| Document Number | 0000016095 |
| Book / Page | 3849 / 809 |
| Instrument Date | Mar 09, 2020 |
| Instrument | 2020016095 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,963.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,540.00 (+1.49%) | $71,880 (-) | |
| 2024 | $20,238.00 (+37.6%) | $71,880 (+37.97%) | $1,198,000 (-) Land $475,000 Building $723,000 |
| 2023 | $14,708.00 (+9.91%) | $52,100 (+15.01%) | $1,198,000 (+58.68%) Land $475,000 Building $723,000 |
| 2022 | $13,382.00 | $45,300 | $755,000 Land $215,000 Building $540,000 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 666 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 61% of the US · above 81% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 637 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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