Middlesex County and Edison Township property record for 15 Cardinal Ave, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 2,275 sqft · built 1970 |
| Lot Size | 0.23 acres (10,032 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $595,000 (Sep 2018) |
| Tax Bill | $13,384 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00546-29-00015 |
| Primary APN | 05-00546-29-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,275 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 10,032 sqft (0.23 acres) |
| Lot Dimensions | 118 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 15 CARDINAL AVE |
|---|---|
| City | EDISON |
| State | NJ |
| Zip | 08820-2765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBB |
| Legal Description | 85X118 |
| Legal Subdivision | OAKLAND VILLAGE SEC #3 |
| Legal Block | 546.2 |
| Legal Lot Number | 15 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 1409 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Sep 7, 2018 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Oct 3, 2016 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on Record |
| Deed Sale | Sep 7, 2018 · Amount on Record |
| Deed Document Number | 201878510 |
| Deed Book / Page | 17288 / 1205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 15 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018020 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 17102/1266 |
| Instrument | 201800018020 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 15 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | ATLANTIC AMER T&E AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000053832 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 18402/583 |
| Instrument | 2021053832 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 15 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Document Number | 0000087381 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 CARDINAL AVE EDISON NJ 088202765, EDISON, NJ 08820-2765 |
| Document Number | 0000087381 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 017658/001353 |
| Instrument | 87381 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 7, 2018 |
| Property Address | 15 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Document Number | 0000078510 |
| Book / Page | 17288 / 1205 |
| Map Reference | MAP3183-955 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 201800078510 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,132.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 CARDINAL AVE, 15, EDISON, NJ 08820-2765 |
| Name | Verified Name |
|---|---|
| Address | 15 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Document Number | 0000078511 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 201800078511 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Number | 0000078512 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 17288/1222 |
| Instrument | 201800078512 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 15 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Document Number | 0000000089 |
| Book / Page | 016605 / 000023 |
| Instrument Date | Oct 3, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2017 |
| Title Company | GOLDEN TITLE AGENCY, GOLDEN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 CARDINAL AVE EDISON NJ 088202765, EDISON, NJ 08820-2765 |
| Document Number | 0000000089 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 016605/000023 |
| Instrument | 89 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 2, 2032 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,900 (-) Land $105,500 Building $119,400 | $224,900 (-) Land $105,500 Building $119,400 | |
| 2025 | $13,384.00 (-0.03%) | $224,900 (-) Land $105,500 Building $119,400 | $224,900 (-) Land $105,500 Building $119,400 |
| 2024 | $13,388.00 (+0.51%) | ||
| 2023 | $224,900 Land $105,500 Building $119,400 | $224,900 Land $105,500 Building $119,400 | |
| 2022 | $13,320.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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