15 Canepa Estates Rd, Festus, MO 63028 Property Records

Jefferson County property record for 15 Canepa Estates Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,953 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,400 (Apr 2019)
Tax Bill	$2,757 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`199.029.00000005`

Property Details

APN / Parcel Number

Primary APN	`199.029.00000005`
Alternative APN	`1990290 005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	2,449 sqft
1st Floor Area	1,953 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	496 sqft
Porch	Open Frame Porch
Porch Area	193 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15 CANEPA ESTATES RD
City	FESTUS
State	MO
Zip	63028-4090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT E1/2 NE1/4
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1003
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CANEPA ESTATES RD, FESTUS, MO 63028-4090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit OZARKS FSLA
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit OZARKS FSLA
Aug 3, 2020	Deed of Trust, Mortgage HOME LOAN EXPERT LLC
Apr 17, 2019	Warranty Deed, Transfer WRIGHT FIN'L
Aug 17, 2017	Affidavit of Death, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on Record
Deed Sale	Apr 17, 2019 · Amount on Record
Prior Sale	May 9, 2007 · Amount on Record
Deed Document Number	201910475
Prior Transfer Date	Apr 26, 2011
Prior Transfer Doc	0000013171
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	15 CANEPA ESTATES RD, FESTUS, MO 63028-4090
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CANEPA ESTATES RD, FESTUS, MO 63028-4090

Mortgage

Document Number	0000025515
Date	Oct 3, 2025
Instrument	2025R-025515

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	15 CANEPA ESTATES RD, FESTUS, MO 63028-4090
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CANEPA ESTATES RD, FESTUS, MO 63028-4090

Mortgage

Document Number	2021R049650
Date	Nov 15, 2021
Instrument	2021R-049650

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	15 CANEPA ESTATES RD, FESTUS, MO 63028-4090
Document Number	0000028931
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 CANEPA ESTATES RD FESTUS MO 630284090, FESTUS, MO 63028-4090

Mortgage

Document Number	0000028931
Date	Aug 11, 2020
Instrument	28931

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 17, 2019
Property Address	15 CANEPA ESTATES RD, FESTUS, MO 63028-4090
Document Number	0000010475
Instrument Date	Apr 15, 2019
Instrument	10475
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 CANEPA ESTATES RD FESTUS MO 630284090, FESTUS, MO 63028-4090

Mortgage

Document Number	10476
Date	Apr 17, 2019
Instrument	10476

Lender

Name	WRIGHT FIN'L
Type	Funding / Finance Company
Address	CRYSTAL CITY, MO 63019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2049

August 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Aug 17, 2017
Property Address	15 CANEPA ESTATES RD, FESTUS, MO 63028-4090
Document Number	0000025435
Instrument Date	Aug 10, 2017
Instrument	25435
Transaction Type	Mortgage
Record Updated	Sep 15, 2017
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CANEPA ESTATES RD FESTUS MO 630284090, FESTUS, MO 63028-4090

Mortgage

Document Number	25436
Date	Aug 17, 2017
Instrument	25436

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,400 (-) Land $4,500 Building $38,900	$228,800 (-) Land $23,900 Building $204,900
2025	$2,757.00 (+7.86%)	$43,400 (+8.5%) Land $4,500 Building $38,900	$228,800 (-) Land $23,900 Building $204,900
2024	$2,556.00 (+0.04%)		$228,800 (+8.49%) Land $23,900 Building $204,900
2023	$2,555.00	$40,000 Land $4,500 Building $35,500	$210,900 Land $23,900 Building $187,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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