15 Cambria St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 15 Cambria St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,552 sqft · built 1923
Lot Size	0.155 acres (6,720 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Sep 2020)
Tax Bill	$1,766 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145203 104.16-10-18`

Property Details

APN / Parcel Number

Primary APN	`145203 104.16-10-18`
Alternative APN	`52031041600010018000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	832 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	6,720 sqft (0.155 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 CAMBRIA ST
City	LANCASTER
State	NY
Zip	14086-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SC10 1020 6 7 6O X 112.4
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	10
Legal Lot Number	18.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3003
Census Tract	14400

Owner

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 CAMBRIA ST, LANCASTER, NY 14086-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	2020150601
Deed Book / Page	11365 / 7832
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 10, 2020
Property Address	15 CAMBRIA ST, LANCASTER, NY 14086-1907
Document Number	0113657832
Book / Page	11365 / 7832
Map Reference	DOC 1020
Instrument Date	Aug 11, 2020
Instrument	2020150601
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 CAMBNA STREET, 15, LANCASTER, NY 14086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CAMBRIA ST, LANCASTER, NY 14086-1907
Investor	Possibly a Property Investor

Mortgage

Document Number	0139572362
Date	Sep 10, 2020
Instrument	13957/2362

Lender

Name	BUFFALO CONRAIL FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 30, 2040

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,766.00 (-62.04%)	$132,000 (-) Land $23,100 Building $108,900	$206,250 (+12.52%) Land $36,094 Building $170,156
2024	$4,652.00	$132,000 (-) Land $23,100 Building $108,900	$183,300 (+4.15%) Land $32,077 Building $151,223
2023		$132,000 Land $23,100 Building $108,900	$176,000 Land $30,800 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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