15 Butterfly Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 15 Butterfly Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,132 sqft · built 2007
Lot Size	0.384 acres (16,742 sqft)
Owner	Company Name on Record
Last Sale	$669,000 (Apr 2022)
Tax Bill	$5,458 (2025)
Deeds & Mortgages	Mar 2024 Refinance Jan 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:107 B:68`

Property Details

APN / Parcel Number

Primary APN	`WEST M:107 B:68`
Alternative APNs	`M:107 B:68 L` `11006897`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Gross Area	4,464 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,742 sqft (0.384 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11006897
Street Address	15 BUTTERFLY DR
City	WESTERLY
State	RI
Zip	02891-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	68
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2025
Census Tract	50802

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 BUTTERFLY DR, WESTERLY, RI 02891-3214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEWETT CITY SAVINGS BANK
Dec 15, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEWETT CITY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Oct 27, 2009 · Amount on Record
Deed Book / Page	2022 / 8099
Last Transfer Date	Dec 8, 2023
Transfer Doc	2023-16655
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	15 BUTTERFLY DR, WESTERLY, RI 02891-3214
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024-3011
Date	Mar 25, 2024
Book Page	2024/3011
Instrument	2024-834

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	15 BUTTERFLY DR, WESTERLY, RI 02891-3214
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002021-99
Date	Jan 4, 2021
Book Page	2021/99
Instrument	2021-19

Lender

Name	JEWETT CITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2045

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 15, 2023
Property Address	15 BUTTERFLY DR, WESTERLY, RI 02891-3214
Document Number	2023-16655
Book / Page	2023 / 16655
Instrument Date	Dec 8, 2023
Instrument	2023-4155
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BUTTERFLY DR, PORTSMOUTH, RI 02871

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 27, 2022
Property Address	15 BUTTERFLY DR, WESTERLY, RI 02891-3214
Document Number	02022-8099
Book / Page	2022 / 8099
Instrument Date	Apr 27, 2022
Instrument	2022-1905
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 LEDGEWOOD RD # 312, 312, GROTON, CT 06340-6600

Mortgage

Document Number	0020221906
Date	Apr 27, 2022
Instrument	2022-1906

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	15 BUTTERFLY DR, WESTERLY, RI 02891-3214
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-99
Date	Jan 4, 2021
Book Page	2021/99
Instrument	2021-19

Lender

Name	JEWETT CITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2045

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,458.00 (+14.86%)	$701,600 (+50.01%) Land $214,700 Building $486,900	$812,157
2023	$4,752.00 (+0.59%)	$467,700 (-) Land $153,500 Building $314,200
2022	$4,724.00	$467,700 Land $153,500 Building $314,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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