Suffolk County and Babylon Town property record for 15 Bruce St, West Babylon, NY 11704
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,651 sqft · built 1928 |
| Lot Size | 0.181 acres (7,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,425 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472089 216.-4-31 |
| Primary APN | 472089 216.-4-31 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,651 sqft Building Perimeter |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 7,900 sqft (0.181 acres) |
| Lot Dimensions | 158 ft deep x 50 ft wide |
| Account Number | 20252912950 |
|---|---|
| Street Address | 15 BRUCE ST |
| City | WEST BABYLON |
| State | NY |
| Zip | 11704-7710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | FILED MAP 118 BLK. B LOTS 85&86 |
| Legal Block | 4 |
| Legal Lot Number | 31 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 124302 |
Source: Suffolk County and Babylon Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 BRUCE ST, WEST BABYLON, NY 11704-7710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage FREEDOM MORTGAGE CORP |
| Nov 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Feb 16, 2024 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 15 BRUCE ST, WEST BABYLON, NY 11704-7710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0237150904 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 23715/904 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 15 BRUCE ST, WEST BABYLON, NY 11704-7710 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235510162 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 23551/162 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 16, 2024 |
| Property Address | 15 BRUCE ST, WEST BABYLON, NY 11704-7710 |
| Document Number | 0132360553 |
| Book / Page | 13236 / 553 |
| Instrument Date | Dec 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 BRUCE ST, WEST BABYLON, NY 11704-7710 |
| Document Number | 0023567465 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 23567/465 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | West Babylon Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,670 (-) Land $220 Building $2,450 | $452,542 (+11,256.14%) Land $37,288 Building $415,254 | |
| 2024 | $7,425.00 | $3,985 (-1.48%) Land $328 Building $3,657 | |
| 2023 | $2,670 Land $220 Building $2,450 | $4,045 Land $333 Building $3,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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