Bergen County and Lodi Borough property record for 15 Bruce Ct, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft · built 1956 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jul 2023) |
| Tax Bill | $9,586 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00260-0000-00050 |
| Primary APN | 31-00260-0000-00050 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 471800 |
|---|---|
| Street Address | 15 BRUCE CT |
| City | LODI |
| State | NJ |
| Zip | 07644-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 |
| Legal Subdivision | PROVIDENTIAL LAND & IMPROVEMEN |
| Legal Block | 260 |
| Legal Lot Number | 50 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30402 |
15 Bruce Ct is owned and occupied by two individuals who bought it in July 2023.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 BRUCE CT, LODI, NJ 07644-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on File |
| Deed Sale | Jul 10, 2023 · Amount on File |
| Prior Sale | Mar 22, 1963 |
| Deed Document Number | 202344871 |
| Deed Book / Page | 5033 / 396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 10, 2023 |
| Property Address | 15 BRUCE CT, LODI, NJ 07644-3502 |
| Document Number | 0050330396 |
| Book / Page | 5033 / 396 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2023044871 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | LEGENDS TITLE, LEGEND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,079.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 969 JUNIPER WAY, MAHWAH, NJ 07430-3470 |
| Name | Verified Name |
|---|---|
| Address | 15 BRUCE CT, LODI, NJ 07644-3502 |
| Document Number | 2023044872 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023044872 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 15 Bruce Ct was $9,586, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,800 (-) Land $160,300 Building $110,500 | $270,800 (-) Land $160,300 Building $110,500 | |
| 2025 | $9,586.00 (+5.61%) | $270,800 Land $160,300 Building $110,500 | $270,800 Land $160,300 Building $110,500 |
| 2024 | $9,077.00 | ||
| 2023 | $270,800 (-) Land $160,300 Building $110,500 | $270,800 (-) Land $160,300 Building $110,500 | |
| 2022 | $8,588.00 (+7.67%) Veteran's exemption | $270,800 Land $160,300 Building $110,500 | $270,800 Land $160,300 Building $110,500 |
| 2021 | $7,976.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Bruce Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 15 Bruce Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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