15 Brook Ct, Stony Point, NC 28678 Property Records

Alexander County property record for 15 Brook Ct, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1974
Lot Size	0.418 acres (18,203 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Oct 2023)
Tax Bill	$1,339 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0001132 00103`

Property Details

APN / Parcel Number

Primary APN	`0001132 00103`
Alternative APNs	`9341501` `9348373` `103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Architectural Style	Conventional
Lot Area	18,203 sqft (0.418 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	9348373
Street Address	15 BROOK CT
City	STONY POINT
State	NC
Zip	28678-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	MAP 3797 SUBMAP 38 BLOCK 4800 (PIN) SR 1479-LOT 17 BROOK DR SUB H-9D 0127
Legal Subdivision	BROOK DR SUB
Legal Block	4800
Legal Lot Number	17
Jurisdiction	ALEXANDER NC
Township / Civil Division	SHARPES
Census Block Group	1
Census Block	1009
Census Tract	40500

Owner

Source: Alexander County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 BROOK CT, STONY POINT, NC 28678-8803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 28, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Book / Page	666 / 1276
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Oct 13, 2023
Property Address	15 BROOK CT, STONY POINT, NC 28678-8803
Document Number	0006661276
Book / Page	666 / 1276
Map Reference	MB 2 PG 119
Instrument Date	Oct 13, 2023
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 AYCOCK RD, STATESVILLE, NC 28625-9543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 BROOK CT, STONY POINT, NC 28678-8803

Mortgage

Document Number	0006661280
Date	Oct 13, 2023
Instrument	666/1280

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.77%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.77%
Max Rate At Change	8.77%
Index	5-Year TN
Max Rate	12.7%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	15 BROOK CT, STONY POINT, NC 28678-8803
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BROOK CT, STONY POINT, NC 28678-8803

Mortgage

Document Number	0006621880
Date	May 26, 2023
Book Page	662/1880

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	25279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year TN
Margin	2
Max Rate	11.2%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Feb 28, 2019
Property Address	15 BROOK CT, STONY POINT, NC 28678-8803
Document Number	0006150228
Book / Page	0615 / 0228
Map Reference	MB 2 PG 119
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 GRAPEVINE CIR, 214, TAYLORSVILLE, NC 28681-4261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BROOK CT, STONY POINT, NC 28678-8803

Mortgage

Document Number	6150231
Date	Feb 28, 2019
Instrument	0615/0231

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,339.00 (-6.82%)	$196,958 (-) Land $14,300 Building $182,658
2025	$1,437.00 (+1.13%)	$196,958 (+19.12%) Land $14,300 Building $182,658
2023	$1,421.00	$165,338 Land $14,300 Building $151,038	$196,958 Land $14,300 Building $182,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENERGY UNITED WATER CORP private · serves 21,148 people · EPA ID NC0102015
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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